Home ValuePros

Market Intelligence · MI / Berrien County

St. Joseph, MI home prices and housing market

1 ZIP market liveData updated September 2026Typical value$339K1-yr changeUp5.7%

The typical home value in St. Joseph, MI is $339K as of September 2026, up 5.7% from a year ago, based on the Zillow Home Value Index. In the typical St. Joseph ZIP code, the median list price is $482K and homes spend a median of 49 days on market as of September 2026 (Realtor.com).

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The coverage

St. Joseph, by the numbers.

Typical home valueZillow ZHVI, September 2026
$339K
1-yr changeMedian across St. Joseph ZIPs
+5.7%
ZIP markets live
1
County
Berrien County

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12-month value trend

+5.7% over 12 months

Typical home value in St. Joseph over the last 12 months: $321K in Sep 2025 to $339K in Sep 2026 (+5.7%).

Sep 2025$321K

Sep 2026$339K

Median Zillow home value index across St. Joseph's ZIP codes.

Context

St. Joseph's housing market shows moderate growth. The typical home value reached $342,105 as of August 2026, up 5.8% over the past year. As of September 2026, there were 97 homes for sale with a median list price of $481,700, while 44 new listings came on the market. The median time for homes to sell was 49 days, and 16.1% of active listings had seen a price reduction. The market is moving steadily, but the share of price cuts suggests sellers should be realistic about pricing and condition if planning to sell.

The numbers

What is the housing market like in St. Joseph, MI?

Typical home value

$339K

Up5.7%YoY

Median list price

$482K

Days on market

49

Homes for sale

97

Price cuts

16.1%

New listings

44

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect St. Joseph's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

St. Joseph, MI home prices over time

Typical home values in St. Joseph, MI are up 5.7% over the past year, from $321K in September 2025 to $339K in September 2026.

Typical home value in St. Joseph, MI, September of each year
MonthTypical value1-yr change
September 2026$339,202+5.7%
September 2025$320,958No prior year

Typical value is the median Zillow Home Value Index across St. Joseph ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is St. Joseph, MI a buyer's or seller's market?

St. Joseph, MI is roughly balanced between buyers and sellers.

These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction.

Based on a median of 49 days on market and 16% of listings with a price cut in the typical St. Joseph ZIP code, and 44 new listings against 97 active listings across St. Joseph, as of September 2026 (Realtor.com).

The outlook

St. Joseph housing market forecast 2027

+3.7%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 St. Joseph ZIP code, points to typical home values rising 3.7% by September 2027.

Over the 12 months through September 2026, typical home values in St. Joseph rose 5.7%, per the Zillow Home Value Index.

Will home prices drop in St. Joseph?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for St. Joseph shows typical home values rising 3.7% by September 2027, after a 5.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 St. Joseph ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in St. Joseph?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

Local pros

Who are the top real estate agents in St. Joseph?

Top real estate agents in St. Joseph, MI

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Common questions

Questions about St. Joseph, MI home prices.

What is the typical home value in St. Joseph, MI?

The typical home value in St. Joseph was $342,105 as of August 2026, representing a 5.8% increase over the past year.

How long do homes stay on the market in St. Joseph?

The median days on market was 49 as of September 2026, indicating a moderate pace of sales activity.

How many homes are currently for sale in St. Joseph?

As of September 2026, there were 97 homes for sale, with 44 new listings that month and 16.1% of listings carrying a price reduction.

Are home prices going up or down in St. Joseph, MI?

Typical home values in St. Joseph, MI are up 5.7% over the past year, based on the Zillow Home Value Index as of September 2026.

Is St. Joseph, MI a buyer's or seller's market?

St. Joseph, MI is roughly balanced between buyers and sellers. These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction. Based on a median of 49 days on market and 16% of listings with a price cut in the typical St. Joseph ZIP code, and 44 new listings against 97 active listings across St. Joseph, as of September 2026 (Realtor.com).

Nearby markets

More Michigan housing markets.

The market is moving

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