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Market Intelligence · MI / Saginaw County

Saginaw, MI home prices and housing market

7 ZIP markets liveData updated September 2026Typical value$143K1-yr changeUp4.2%

The typical home value in Saginaw, MI is $143K as of September 2026, up 4.2% from a year ago, based on the Zillow Home Value Index. In the typical Saginaw ZIP code, the median list price is $159K and homes spend a median of 57 days on market as of September 2026 (Realtor.com).

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The coverage

Saginaw, by the numbers.

Typical home valueZillow ZHVI, September 2026
$143K
1-yr changeMedian across Saginaw ZIPs
+4.2%
ZIP markets live11 tracked in Saginaw
7
County
Saginaw County

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12-month value trend

+4.2% over 12 months

Typical home value in Saginaw over the last 12 months: $137K in Sep 2025 to $143K in Sep 2026 (+4.2%).

Sep 2025$137K

Sep 2026$143K

Median Zillow home value index across Saginaw's ZIP codes.

Context

Saginaw's housing market shows moderate activity as of September 2026. The typical home value stands at $142,849, up 4.2% over the past year. There are 374 homes currently for sale, with 146 new listings added recently. The median list price is $158,600, and homes spend a median of 57 days on market. About 19.7% of listings have received a price cut, suggesting some sellers are adjusting expectations. For homeowners considering a sale, the steady appreciation and moderate inventory mean you have options, but the presence of price reductions across the market signals that pricing strategically will matter.

The numbers

What is the housing market like in Saginaw, MI?

Typical home value

$143K

Up4.2%YoY

Median list price

$159K

Days on market

57

Homes for sale

374

Price cuts

19.7%

New listings

146

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Saginaw's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Saginaw, MI home prices over time

Typical home values in Saginaw, MI are up 4.2% over the past year, from $137K in September 2025 to $143K in September 2026.

Typical home value in Saginaw, MI, September of each year
MonthTypical value1-yr change
September 2026$142,849+4.2%
September 2025$137,092No prior year

Typical value is the median Zillow Home Value Index across Saginaw ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Saginaw, MI a buyer's or seller's market?

Saginaw, MI is roughly balanced between buyers and sellers.

These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction.

Based on a median of 57 days on market and 20% of listings with a price cut in the typical Saginaw ZIP code, and 146 new listings against 374 active listings across Saginaw, as of September 2026 (Realtor.com).

The outlook

Saginaw housing market forecast 2027

+4.1%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 7 Saginaw ZIP codes, points to typical home values rising 4.1% by September 2027.

Over the 12 months through September 2026, typical home values in Saginaw rose 4.2%, per the Zillow Home Value Index.

Will home prices drop in Saginaw?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Saginaw shows typical home values rising 4.1% by September 2027, after a 4.2% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 7 Saginaw ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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The markets

Which Saginaw ZIP codes have the highest home values?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 11 Saginaw ZIP codes in total; the remaining 4 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Saginaw, MI home prices.

How much is a home in Saginaw worth?

The typical home value in Saginaw is $142,849 as of September 2026, up 4.2% over the past year.

How many homes are for sale in Saginaw?

There are 374 homes currently for sale, with 146 new listings added recently as of September 2026.

How long do homes take to sell in Saginaw?

The median time on market is 57 days. About 19.7% of listings have received a price cut, indicating some adjustment in the selling process.

Are home prices going up or down in Saginaw, MI?

Typical home values in Saginaw, MI are up 4.2% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Saginaw, MI a buyer's or seller's market?

Saginaw, MI is roughly balanced between buyers and sellers. These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction. Based on a median of 57 days on market and 20% of listings with a price cut in the typical Saginaw ZIP code, and 146 new listings against 374 active listings across Saginaw, as of September 2026 (Realtor.com).

Nearby markets

More Michigan housing markets.

The market is moving

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