Market Intelligence · MI / Saginaw

Saginaw, MI 48601 Housing Market

Homes in Saginaw 48601 are valued at a typical $60,273, up 1.6% over the past year. The median list price sits at $58,375, with properties averaging 61 days on market as of September 2026.

Updated September 2026Median value$60K

The median home value in Saginaw, MI 48601 is $60K as of September 2026, up 1.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 48601 range

$55K to $65K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.6% over 12 months

Sep 2025$59K

Low $59KHigh $60K

Sep 2026$60K

The numbers

What is the 48601 housing market like?

As of September 2026

Typical home value

$60K

1.6%YoY

Median list price

$58K

10.1%MoM

Days on market

29.8%MoM

Homes for sale

0.0%MoM

Price cuts

17.4%

23.5%MoM

New listings

6.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

48601 housing market forecast 2027

+4.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 48601 to rise 4.0% by September 2027.

Over the 12 months through September 2026, typical home values in 48601 rose 1.6%, per the Zillow Home Value Index.

Will home prices drop in 48601?

Zillow's forecast does not call for a drop: it expects typical home values in 48601 to rise 4.0% by September 2027, after a 1.6% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 48601 home prices compare?

48601$60,273
Saginaw$142,849
Michigan$241,156
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saginaw: 7 ZIPs; Michigan: 891 ZIPs; United States: 26,262 ZIPs).

Context

The market shows steady fundamentals with 98 homes for sale and 34 new listings in September 2026. However, 17.4% of listings have seen price cuts, suggesting some sellers are adjusting expectations. Days on market at 61 reflects a deliberate pace rather than quick turnover. The modest appreciation over the past year signals stability without strong momentum. If you are considering selling, expect to price competitively and be prepared for a measured sales cycle.

Monthly payment

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Home price

Down payment20% · $12,055

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Common questions

What people ask us.

What is a typical home value in Saginaw 48601?

The typical home value is $60,273, which represents a 1.6% increase over the past year.

How long do homes stay on the market here?

The median days on market is 61 as of September 2026.

What is the median list price in 48601?

The median list price is $58,375 as of September 2026.

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Nearby ZIP markets.

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