Market Intelligence · MI / Saginaw

Saginaw, MI 48604 Housing Market

The typical home in Saginaw, MI 48604 is worth $144,923, up 4.7% over the past year. The median list price is $150,000, and homes spend a median of 53 days on the market. As of 2026-08-01, there are 30 homes for sale in the ZIP.

Updated August 2026Median value$145K

The median home value in Saginaw, MI 48604 is $145K as of August 2026, up 4.7% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 48604 range

$133K to $157K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.7% over 12 months

Typical home value in 48604 over the last 12 months: $138K in Aug 2025 to $145K in Aug 2026 (+4.7%).

Aug 2025$138K

Aug 2026$145K

The numbers

What is the 48604 housing market like?

Typical home value

$145K

Up4.7%YoY

Median list price

$150K

Down2.4%MoM

Days on market

53

Up26.2%MoM

Homes for sale

30

Up11.1%MoM

Price cuts

22.7%

Up6.2%MoM

New listings

20

Up25.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 48604 home prices compare?

  • 48604$144,923
  • Saginaw$144,923
  • Michigan$243,093
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saginaw: 7 ZIPs; Michigan: 891 ZIPs; United States: 26,265 ZIPs).

Context

As of 2026-08-01, there are 30 homes for sale in 48604, with 20 new listings added. The median list price is $150,000, slightly above the typical home value of $144,923. Homes take a median of 53 days to sell, and 22.7% of listings have taken a price cut. The typical value is up 4.7% over the past year. For a seller, this means homes are selling but buyers have room to push back, so pricing carefully from the start matters.

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20% · $28,985

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