Home ValuePros

Market Intelligence · MI / Oakland County

Waterford, MI home prices and housing market

3 ZIP markets liveData updated September 2026Typical value$278K1-yr changeUp2.8%

The typical home value in Waterford, MI is $278K as of September 2026, up 2.8% from a year ago, based on the Zillow Home Value Index. In the typical Waterford ZIP code, the median list price is $302K and homes spend a median of 32 days on market as of September 2026 (Realtor.com).

Get a cash offer

Sell without the wait

Sell your Waterford home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

The coverage

Waterford, by the numbers.

Typical home valueZillow ZHVI, September 2026
$278K
1-yr changeMedian across Waterford ZIPs
+2.8%
ZIP markets live
3
County
Oakland County

Need cash home buyers on your timeline? Sell my house fast in Waterford.

12-month value trend

+2.8% over 12 months

Typical home value in Waterford over the last 12 months: $271K in Sep 2025 to $278K in Sep 2026 (+2.8%).

Sep 2025$271K

Sep 2026$278K

Median Zillow home value index across Waterford's ZIP codes.

Context

The typical home value in Waterford is $278,298 as of September 2026, up 2.8% over the past year. That points to steady, modest appreciation rather than a runaway market. There were 174 homes for sale, with 90 new listings hitting the market, so buyers have a reasonable amount of choice. Homes are moving at a moderate pace, with a median of 32 days on market. The median list price of $302,425 sits above the typical value, and 27.8% of listings have taken a price cut, which suggests some sellers are starting too high and adjusting. For a homeowner thinking about selling, the data supports a sale if the home is priced realistically from the start.

The numbers

What is the housing market like in Waterford, MI?

Typical home value

$278K

Up2.8%YoY

Median list price

$302K

Days on market

32

Homes for sale

174

Price cuts

27.8%

New listings

90

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Waterford's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Waterford, MI home prices over time

Typical home values in Waterford, MI are up 2.8% over the past year, from $271K in September 2025 to $278K in September 2026.

Typical home value in Waterford, MI, September of each year
MonthTypical value1-yr change
September 2026$278,298+2.8%
September 2025$270,663No prior year

Typical value is the median Zillow Home Value Index across Waterford ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Waterford, MI a buyer's or seller's market?

Waterford, MI leans toward a buyer's market.

A large share of listings have cut their asking price, which gives buyers more room to negotiate.

Based on a median of 32 days on market and 28% of listings with a price cut in the typical Waterford ZIP code, and 90 new listings against 174 active listings across Waterford, as of September 2026 (Realtor.com).

The outlook

Waterford housing market forecast 2027

+1.6%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 3 Waterford ZIP codes, points to typical home values rising 1.6% by September 2027.

Over the 12 months through September 2026, typical home values in Waterford rose 2.8%, per the Zillow Home Value Index.

Will home prices drop in Waterford?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Waterford shows typical home values rising 1.6% by September 2027, after a 2.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 3 Waterford ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

Free home value report

See what your Waterford home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

Live markets

What ZIP codes are live in Waterford?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

Local pros

Who are the top real estate agents in Waterford?

Top real estate agents in Waterford, MI

Ready when you are

See what your Waterford home is worth.

Get your home value and a real cash offer from our licensed institutional buyer network, side by side. It takes about two minutes, with no obligation.

See your value + cash offer

Common questions

Questions about Waterford, MI home prices.

How much is a home in Waterford worth?

The typical home value in Waterford is $278,298 as of September 2026, up 2.8% over the past year. This is a citywide figure, so individual homes will vary based on size, condition, and location.

How fast are homes selling in Waterford?

Homes in Waterford spend a median of 32 days on market as of September 2026. That is a moderate pace, giving sellers time to find a buyer without a long wait.

Are Waterford sellers cutting their asking prices?

Yes, 27.8% of listings in Waterford had a price cut as of September 2026. With a median list price of $302,425, pricing accurately from the start can help avoid reductions.

Are home prices going up or down in Waterford, MI?

Typical home values in Waterford, MI are up 2.8% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Waterford, MI a buyer's or seller's market?

Waterford, MI leans toward a buyer's market. A large share of listings have cut their asking price, which gives buyers more room to negotiate. Based on a median of 32 days on market and 28% of listings with a price cut in the typical Waterford ZIP code, and 90 new listings against 174 active listings across Waterford, as of September 2026 (Realtor.com).

How long do homes take to sell in Waterford, MI?

In the typical Waterford ZIP code, homes spend a median of 32 days on market as of September 2026, based on Realtor.com listing data. Pricing and condition decide how fast any one home sells, so treat the median as a benchmark rather than a promise.

Nearby markets

More Michigan housing markets.

The market is moving

Latest housing news

All news