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Market Intelligence · MN / St. Paul

St. Paul, MN 55118 Housing Market

The typical home in Saint Paul, MN 55118 is valued at $365,126, up 1.9% over the past year as of September 2026. Sellers are listing at a median price of $457,450, and homes spend a median of 37 days on the market. That gap between list prices and typical values reflects a range of property types and conditions in the area.

Updated September 2026Median value$365K

The median home value in St. Paul, MN 55118 is $365K as of September 2026, up 1.9% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 55118 range

$336K to $394K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.9% over 12 months

Typical home value in 55118 over the last 12 months: $358K in Sep 2025 to $365K in Sep 2026 (+1.9%).

Sep 2025$358K

Sep 2026$365K

The numbers

What is the 55118 housing market like?

Typical home value

$365K

Up1.9%YoY

Median list price

$457K

Down2.7%MoM

Days on market

37

Down15.9%MoM

Homes for sale

81

Up24.6%MoM

Price cuts

15.5%

Down7.6%MoM

New listings

56

Up40.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

55118 housing market forecast 2027

+1.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 55118 to rise 1.5% by September 2027.

Over the 12 months through September 2026, typical home values in 55118 rose 1.9%, per the Zillow Home Value Index.

Will home prices drop in 55118?

Zillow's forecast does not call for a drop: it expects typical home values in 55118 to rise 1.5% by September 2027, after a 1.9% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 55118 home prices compare?

  • 55118$365,126
  • Saint Paul$365,126
  • Minnesota$298,219
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Paul: 29 ZIPs; Minnesota: 716 ZIPs; United States: 26,262 ZIPs).

Context

Saint Paul, MN 55118 had 81 homes for sale as of September 2026, with 56 new listings hitting the market that month. The median list price sat at $457,450, while the typical home value came in at $365,126, up 1.9% over the past year. Homes moved at a moderate pace, with a median of 37 days on market. Meanwhile, 15.5% of listings carried a price cut, showing that some sellers overshot what buyers would pay. For a seller, the picture is steady but not forgiving: pricing accurately from day one matters more than testing the high end.

Monthly payment

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20% · $73,025

Common questions

What people ask us.

How much is a home in 55118 worth?

The typical home value in 55118 is $365,126, up 1.9% over the past year as of September 2026. The median list price is higher at $457,450, since asking prices reflect the mix of homes actively for sale.

How fast are homes selling in 55118?

Homes in 55118 spent a median of 37 days on the market as of September 2026. That is a moderate pace, so well-priced homes can sell without a long wait.

Are sellers cutting prices in 55118?

As of September 2026, 15.5% of listings in 55118 had a price cut. That share suggests overpricing is common enough that buyers will wait out an ambitious asking price.

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