Market Intelligence · MN / St. Paul

St. Paul, MN 55120 Housing Market

The typical home value in Saint Paul, MN 55120 is $510,130, up 3.3% over the past year as of September 2026. The median list price sits at $501,225, and homes are spending a median of 62 days on the market. That points to a market where values are holding up but buyers are taking their time.

Updated September 2026Median value$510K

The median home value in St. Paul, MN 55120 is $510K as of September 2026, up 3.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 55120 range

$469K to $551K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+3.3% over 12 months

Sep 2025$494K

Low $494KHigh $510K

Sep 2026$510K

The numbers

What is the 55120 housing market like?

As of September 2026

Typical home value

$510K

3.3%YoY

Median list price

$501K

41.6%MoM

Days on market

77.1%MoM

Homes for sale

7.7%MoM

Price cuts

17.9%

53.1%MoM

New listings

25.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

55120 housing market forecast 2027

+1.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 55120 to rise 1.7% by September 2027.

Over the 12 months through September 2026, typical home values in 55120 rose 3.3%, per the Zillow Home Value Index.

Will home prices drop in 55120?

Zillow's forecast does not call for a drop: it expects typical home values in 55120 to rise 1.7% by September 2027, after a 3.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 55120 home prices compare?

55120$510,130
Saint Paul$365,126
Minnesota$298,219
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Paul: 29 ZIPs; Minnesota: 716 ZIPs; United States: 26,262 ZIPs).

Context

Inventory is thin in Saint Paul, MN 55120, with just 12 homes for sale and 6 new listings hitting the market as of September 2026. The typical home value is $510,130, up 3.3% over the past year, so sellers are not losing ground on price. Still, homes are sitting for a median of 62 days, and 17.9% of listings have taken a price cut. The median list price of $501,225 is close to the typical value, which suggests most sellers are pricing near reality. The honest takeaway: pricing right from the start matters more than reaching high, because overpriced homes are the ones cutting later.

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Down payment20% · $102,026

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Common questions

What people ask us.

How much is a home in 55120 worth?

The typical home value in Saint Paul, MN 55120 is $510,130 as of September 2026, up 3.3% over the past year. The median list price is $501,225.

How long does it take to sell a home in 55120?

Homes in 55120 are spending a median of 62 days on the market as of September 2026. About 17.9% of listings have had a price cut.

How competitive is the 55120 housing market?

As of September 2026, there are 12 homes for sale in 55120, with 6 new listings. Limited supply gives sellers some room, but the 62 days on market shows buyers are not rushing.

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