Market Intelligence · MO / Independence

Independence, MO 64054 Housing Market

Homes in Independence, MO 64054 are worth a median of $164,197, up 3.8% over the past year. Median list price stands at $164,450, with homes typically on the market for 29 days.

Updated September 2026Median value$164K

The median home value in Independence, MO 64054 is $164K as of September 2026, up 3.8% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 64054 range

$151K to $177K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+3.8% over 12 months

Sep 2025$158K

Low $158KHigh $164K

Sep 2026$164K

The numbers

What is the 64054 housing market like?

As of September 2026

Typical home value

$164K

3.8%YoY

Median list price

$164K

13.4%MoM

Days on market

6.5%MoM

Homes for sale

83.3%MoM

Price cuts

27.2%

18.5%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

64054 housing market forecast 2027

+3.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 64054 to rise 3.0% by September 2027.

Over the 12 months through September 2026, typical home values in 64054 rose 3.8%, per the Zillow Home Value Index.

Will home prices drop in 64054?

Zillow's forecast does not call for a drop: it expects typical home values in 64054 to rise 3.0% by September 2027, after a 3.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 64054 home prices compare?

64054$164,197
Independence$202,020
Missouri$241,333
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Independence: 8 ZIPs; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 11 homes for sale in 64054, with 4 new listings having entered the market. The median days on market of 29 suggests moderate buyer interest. However, 27.2% of listings have taken a price cut, which points to some negotiating room for buyers. For sellers, this combination suggests you should price carefully from the start to avoid the need for reductions later.

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Down payment20% · $32,839

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Common questions

What people ask us.

What is the typical home value in 64054?

The typical home value in Independence, MO 64054 is $164,197, which has grown 3.8% over the past year.

How long do homes typically stay on the market here?

Median days on market in 64054 is 29 days as of September 2026.

Are sellers dropping prices in this market?

Yes. As of September 2026, 27.2% of listings in 64054 have seen a price cut.

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Nearby ZIP markets.

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