Market Intelligence · MO / Independence

Independence, MO 64055 Housing Market

The typical home in Independence, MO 64055 is valued at $227,264, up 3.2% over the past year. The median list price stands at $231,975, with homes spending a median of 32 days on the market.

Updated September 2026Median value$227K

The median home value in Independence, MO 64055 is $227K as of September 2026, up 3.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 64055 range

$209K to $245K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+3.2% over 12 months

Sep 2025$220K

Low $220KHigh $227K

Sep 2026$227K

The numbers

What is the 64055 housing market like?

As of September 2026

Typical home value

$227K

3.2%YoY

Median list price

$232K

1.3%MoM

Days on market

0.0%MoM

Homes for sale

8.1%MoM

Price cuts

19.4%

15.7%MoM

New listings

33.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

64055 housing market forecast 2027

+2.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 64055 to rise 2.6% by September 2027.

Over the 12 months through September 2026, typical home values in 64055 rose 3.2%, per the Zillow Home Value Index.

Will home prices drop in 64055?

Zillow's forecast does not call for a drop: it expects typical home values in 64055 to rise 2.6% by September 2027, after a 3.2% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 64055 home prices compare?

64055$227,264
Independence$202,020
Missouri$241,333
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Independence: 8 ZIPs; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

The 64055 ZIP has 80 homes for sale as of September 2026, with 48 new listings added to the market. About 19.4% of listings have seen a price cut, suggesting some sellers are adjusting expectations. The market is moderately active but not tight, with nearly a month elapse before a typical sale closes. For a seller, this means you should price carefully and be prepared for the possibility that your initial ask may need adjustment.

Monthly payment

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Home price

Down payment20% · $45,453

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Common questions

What people ask us.

What is the typical home value in 64055?

The typical home value is $227,264, having appreciated 3.2% over the past year.

How long do homes typically stay on the market in 64055?

Homes spend a median of 32 days on the market in this ZIP.

What share of homes have had price cuts?

About 19.4% of current listings have had a price reduction.

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