Market Intelligence · OH / Cincinnati

Cincinnati, OH 45220 Housing Market

Homes in Cincinnati's 45220 ZIP are valued at a typical $329,843, down 0.6% over the past year. The median list price stands at $327,250, with homes staying on the market for a median of 74 days as of September 2026.

Updated September 2026Median value$330K

The median home value in Cincinnati, OH 45220 is $330K as of September 2026, down 0.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45220 range

$303K to $356K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.6% over 12 months

Sep 2025$332K

Low $330KHigh $336K

Sep 2026$330K

The numbers

What is the 45220 housing market like?

As of September 2026

Typical home value

$330K

0.6%YoY

Median list price

$327K

3.2%MoM

Days on market

7.5%MoM

Homes for sale

4.5%MoM

Price cuts

14.1%

23.1%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

45220 housing market forecast 2027

+3.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 45220 to rise 3.0% by September 2027.

Over the 12 months through September 2026, typical home values in 45220 fell 0.6%, per the Zillow Home Value Index.

Will home prices drop in 45220?

Zillow's forecast does not call for a drop: it expects typical home values in 45220 to rise 3.0% by September 2027, after a 0.6% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 45220 home prices compare?

45220$329,843
Cincinnati$250,479
Ohio$222,406
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Cincinnati: 45 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

The 45220 market shows modest inventory with 21 homes for sale and only 4 new listings as of September 2026. The median time on market of 74 days suggests steady, if unhurried, buyer activity. With a price cut rate of 14.1%, some sellers are adjusting to softer demand. The slight decline in typical home values over the year reflects a cooling market. If you're weighing a sale, expect a patient buyer pool and realistic pricing to move faster.

Monthly payment

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Home price

Down payment20% · $65,969

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Common questions

What people ask us.

What is the typical home value in 45220?

Typical homes in the ZIP are valued at $329,843 as of September 2026, having declined 0.6% over the past year.

How many homes are for sale in 45220?

There are 21 homes listed for sale as of September 2026, with 4 new listings in that same month.

How long do homes stay on the market in 45220?

The median time on market is 74 days as of September 2026.

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