Market Intelligence · OH / Dayton

Dayton, OH 45431 Housing Market

The typical home value in Dayton's 45431 ZIP is $255,591, up 3.6% over the past year. Median list price stands at $278,350, with homes taking a median of 36 days on market as of September 2026.

Updated September 2026Median value$256K

The median home value in Dayton, OH 45431 is $256K as of September 2026, up 3.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45431 range

$235K to $276K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+3.6% over 12 months

Typical home value in 45431 over the last 12 months: $247K in Sep 2025 to $256K in Sep 2026 (+3.6%).

Sep 2025$247K

Sep 2026$256K

The numbers

What is the 45431 housing market like?

Typical home value

$256K

Up3.6%YoY

Median list price

$278K

Down4.8%MoM

Days on market

36

Down2.7%MoM

Homes for sale

51

Up13.3%MoM

Price cuts

25.4%

Down20.2%MoM

New listings

38

Up35.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

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The comparison

How do 45431 home prices compare?

  • 45431$255,591
  • Dayton$191,524
  • Ohio$222,406
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Dayton: 25 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

The 45431 market shows steady momentum. Median days on market of 36 days indicates reasonable buyer interest, while 51 homes currently for sale provide choice. Thirty-eight new listings arrived in September 2026, suggesting ongoing supply. However, 25.4% of listings have received price cuts, which hints at negotiating room despite the year-over-year value gain. For sellers, this means the market rewards competitive pricing and condition.

Monthly payment

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20% · $51,118

Common questions

What people ask us.

What is the typical home value in 45431?

The typical home value in Dayton's 45431 ZIP is $255,591, up 3.6% over the past year as of September 2026.

How long do homes stay on the market here?

Median days on market is 36 as of September 2026, suggesting moderate pace.

What share of homes have had price cuts?

As of September 2026, 25.4% of listings have received a price cut.

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