Market Intelligence · OH / Dayton

Dayton, OH 45440 Housing Market

Homes in Dayton's 45440 ZIP are valued at a typical price of $317,498, up 2.1% over the past year. The median list price stands at $347,990, with homes spending 53 days on the market as of September 2026.

Updated September 2026Median value$317K

The median home value in Dayton, OH 45440 is $317K as of September 2026, up 2.1% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45440 range

$292K to $343K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.1% over 12 months

Typical home value in 45440 over the last 12 months: $311K in Sep 2025 to $317K in Sep 2026 (+2.1%).

Sep 2025$311K

Sep 2026$317K

The numbers

What is the 45440 housing market like?

Typical home value

$317K

Up2.1%YoY

Median list price

$348K

Down0.3%MoM

Days on market

53

Up8.2%MoM

Homes for sale

59

Up3.5%MoM

Price cuts

33.9%

Up11.0%MoM

New listings

30

Down6.2%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

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The comparison

How do 45440 home prices compare?

  • 45440$317,498
  • Dayton$191,524
  • Ohio$222,406
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Dayton: 25 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

Inventory in 45440 remains modest, with 59 homes for sale and 30 new listings in September 2026. The median time on market of 53 days suggests steady, if unhurried, buyer interest. However, price cuts are appearing: 33.9% of current listings have reduced their asking price. Despite the year-over-year value gain of 2.1%, the prevalence of price reductions signals that sellers may be pricing optimistically at first.

Monthly payment

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20% · $63,500

Common questions

What people ask us.

What is the typical home value in 45440?

The typical home value in Dayton's 45440 ZIP is $317,498, up 2.1% from the past year.

How many homes are currently for sale in 45440?

As of September 2026, there are 59 homes for sale in this ZIP, with 30 new listings added recently.

How long do homes typically stay on the market in 45440?

The median days on market is 53 as of September 2026.

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