Market Intelligence · CA / Lodi

Lodi, CA 95240 Housing Market

Homes in Lodi, CA 95240 typically value at $461,273, down 1.4% over the past year. The median list price stands at $544,225, and homes are spending a median of 46 days on the market.

Updated September 2026Median value$461K

The median home value in Lodi, CA 95240 is $461K as of September 2026, down 1.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95240 range

$424K to $498K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.4% over 12 months

Sep 2025$468K

Low $461KHigh $468K

Sep 2026$461K

The numbers

What is the 95240 housing market like?

As of September 2026

Typical home value

$461K

1.4%YoY

Median list price

$544K

1.0%MoM

Days on market

2.1%MoM

Homes for sale

1.6%MoM

Price cuts

22.6%

11.8%MoM

New listings

7.1%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95240 housing market forecast 2027

-0.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95240 to fall 0.6% by September 2027.

Over the 12 months through September 2026, typical home values in 95240 fell 1.4%, per the Zillow Home Value Index.

Will home prices drop in 95240?

Zillow's forecast says they may: it expects typical home values in 95240 to fall 0.6% by September 2027, after a 1.4% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95240 home prices compare?

95240$461,273
Lodi$513,187
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Lodi: 2 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

The 95240 market shows moderate activity with 65 homes for sale and 30 new listings as of September 2026. Homes are moving at a steady pace, taking a median of 46 days to sell. However, price pressure is visible: 22.6% of listings have seen a price cut, reflecting the broader softness in values. For sellers, this is a market where positioning matters. You may need to be realistic about pricing and prepared for negotiation.

Monthly payment

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Home price

Down payment20% · $92,255

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Common questions

What people ask us.

What is the typical home value in 95240?

The typical home value in Lodi, CA 95240 is $461,273, down 1.4% over the past year.

How long do homes stay on the market here?

The median days on market is 46 as of September 2026.

What share of homes are being repriced?

As of September 2026, 22.6% of listings in 95240 have seen a price cut.

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