Market Intelligence · CA / Sacramento

Sacramento, CA 95864 Housing Market

Typical home value in Sacramento's 95864 ZIP is $736,459, up 4.8% over the past year. The median list price sits at $912,224, with homes spending 49 days on the market as of September 2026.

Updated September 2026Median value$736K

The median home value in Sacramento, CA 95864 is $736K as of September 2026, up 4.8% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

Human help

Licensed pros in 95864.

Sandra Alvarez

Primary seat

Sandra Alvarez

Lic #01885454 CA

Hi, I’m Sandra Alvarez, a Sacramento-area Realtor and Mortgage Loan Originator with 15+ years of real estate experience. I help buyers and sellers navigate every step with confidence, from understanding home values and financing options to negotiating the best deal. I specialize in Sacramento and surrounding communities and believe in honest advice, clear communication, and a no-pressure approach. Whether you’re buying, selling, or just exploring your options, I’m here to help.

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Typical 95864 range

$678K to $795K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.8% over 12 months

Typical home value in 95864 over the last 12 months: $703K in Sep 2025 to $736K in Sep 2026 (+4.8%).

Sep 2025$703K

Sep 2026$736K

The numbers

What is the 95864 housing market like?

Typical home value

$736K

Up4.8%YoY

Median list price

$912K

Up2.8%MoM

Days on market

49

Down12.5%MoM

Homes for sale

58

Up11.5%MoM

Price cuts

28.0%

Up35.7%MoM

New listings

26

Up8.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95864 housing market forecast 2027

-1.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95864 to fall 1.0% by September 2027.

Over the 12 months through September 2026, typical home values in 95864 rose 4.8%, per the Zillow Home Value Index.

Will home prices drop in 95864?

Zillow's forecast says they may: it expects typical home values in 95864 to fall 1.0% by September 2027, after a 4.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95864 home prices compare?

  • 95864$736,459
  • Sacramento$463,779
  • California$692,765
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Sacramento: 28 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

The 95864 market shows modest activity heading into fall. There are 58 homes for sale, with 26 new listings added in September 2026. About 28.0% of current listings have seen a price cut, suggesting some properties are adjusting to buyer expectations. Homes are taking about 49 days to sell. For sellers, the data suggests a market where pricing strategy matters; overpriced homes may linger while well-positioned ones move more steadily.

Monthly payment

Estimate your monthly payment.

20% · $147,292

Common questions

What people ask us.

What is the typical home value in 95864?

The typical home value is $736,459, up 4.8% over the past year as of September 2026.

How many homes are currently for sale in 95864?

There are 58 homes for sale in the ZIP as of September 2026, with 26 new listings that month.

How long do homes typically stay on the market in 95864?

The median days on market is 49 as of September 2026.

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