Market Intelligence · CA / Santa Cruz

Santa Cruz, CA 95060 Housing Market

The typical home value in Santa Cruz, CA 95060 is $1,372,773, up 6.3% over the past year as of September 2026. The median list price stands at $1,424,500, and homes spend a median of 49 days on the market.

Updated September 2026Median value$1373K

The median home value in Santa Cruz, CA 95060 is $1.37M as of September 2026, up 6.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95060 range

$1.26M to $1.48M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+6.3% over 12 months

Sep 2025$1.29M

Low $1.29MHigh $1.37M

Sep 2026$1.37M

The numbers

What is the 95060 housing market like?

As of September 2026

Typical home value

$1.37M

6.3%YoY

Median list price

$1.42M

1.8%MoM

Days on market

12.5%MoM

Homes for sale

7.7%MoM

Price cuts

24.0%

1.1%MoM

New listings

50.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95060 housing market forecast 2027

+0.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95060 to stay roughly flat by September 2027 (up 0.1%).

Over the 12 months through September 2026, typical home values in 95060 rose 6.3%, per the Zillow Home Value Index.

Will home prices drop in 95060?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 95060 to stay roughly flat by September 2027 (up 0.1%), after a 6.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95060 home prices compare?

95060$1,372,773
Santa Cruz$1,322,062
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Santa Cruz: 4 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

Santa Cruz 95060 has 70 homes for sale as of September 2026, with 36 new listings adding to supply. The median list price of $1,424,500 sits above the typical home value of $1,372,773, which has risen 6.3% over the past year. Homes are taking a median of 49 days to sell, and 24.0% of listings have had a price cut. Values are still climbing, but a meaningful share of sellers is adjusting expectations. Price carefully from the start.

Monthly payment

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Home price

Down payment20% · $274,555

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Common questions

What people ask us.

How much is a home in 95060 worth?

The typical home value in Santa Cruz, CA 95060 is $1,372,773, up 6.3% over the past year as of September 2026.

How long does it take to sell a home in 95060?

Homes in 95060 spend a median of 49 days on the market as of September 2026.

Are sellers cutting prices in 95060?

Yes, 24.0% of listings in 95060 had a price cut as of September 2026.

Discover

Nearby ZIP markets.

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