Market Intelligence · CA / Santa Cruz

Santa Cruz, CA 95062 Housing Market

Homes in Santa Cruz 95062 are valued at a typical $1,329,180, up 4.7% over the past year. The median list price stands at $1,597,000, with homes spending a median 45 days on market.

Updated August 2026Median value$1318K

The median home value in Santa Cruz, CA 95062 is $1.32M as of August 2026, up 5.5% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 95062 range

$1.21M to $1.42M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.5% over 12 months

Typical home value in 95062 over the last 12 months: $1.25M in Aug 2025 to $1.32M in Aug 2026 (+5.5%).

Aug 2025$1.25M

Aug 2026$1.32M

The numbers

What is the 95062 housing market like?

Typical home value

$1.32M

Up5.5%YoY

Median list price

$1.6M

Down4.4%MoM

Days on market

45

Down21.1%MoM

Homes for sale

34

Down19.0%MoM

Price cuts

11.0%

Down46.9%MoM

New listings

20

Down9.1%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 95062 home prices compare?

  • 95062$1,317,604
  • Santa Cruz$1,330,318
  • California$694,777
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Santa Cruz: 4 ZIPs; California: 1,543 ZIPs; United States: 26,265 ZIPs).

Context

The market has 34 homes for sale as of August 2026, with 20 new listings added recently. The median days on market of 45 suggests steady but not brisk activity. Price cuts have appeared on 11.0% of listings, indicating some sellers are adjusting to current conditions. The year-over-year gain of 4.7% reflects modest appreciation, but this market is cooling compared to prior cycles. Sellers should weigh the price-cut trend against their equity position before listing.

Monthly payment

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20% · $263,521

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