Market Intelligence · CA / Santa Cruz

Santa Cruz, CA 95062 Housing Market

In Santa Cruz, CA 95062, the typical home value is $1,311,215 as of September 2026, up 5.6% over the past year. The median list price is $1,672,000, and homes are spending a median of 29 days on the market. Values are still rising while buyers remain active.

Updated September 2026Median value$1311K

The median home value in Santa Cruz, CA 95062 is $1.31M as of September 2026, up 5.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95062 range

$1.21M to $1.42M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.6% over 12 months

Sep 2025$1.24M

Low $1.24MHigh $1.31M

Sep 2026$1.31M

The numbers

What is the 95062 housing market like?

As of September 2026

Typical home value

$1.31M

5.6%YoY

Median list price

$1.67M

4.7%MoM

Days on market

35.6%MoM

Homes for sale

17.6%MoM

Price cuts

16.0%

45.6%MoM

New listings

10.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95062 housing market forecast 2027

0.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95062 to stay roughly flat by September 2027 (no change).

Over the 12 months through September 2026, typical home values in 95062 rose 5.6%, per the Zillow Home Value Index.

Will home prices drop in 95062?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 95062 to stay roughly flat by September 2027 (no change), after a 5.6% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95062 home prices compare?

95062$1,311,215
Santa Cruz$1,322,062
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Santa Cruz: 4 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 40 homes for sale in 95062, with 22 new listings added. The median list price is $1,672,000, while the typical home value is $1,311,215, up 5.6% over the past year. Homes are moving in a median of 29 days, and 16.0% of listings have taken a price cut. Demand is still absorbing homes at a steady clip, but a visible share of sellers are adjusting their ask. If you are considering selling, pricing close to the market from the start matters more than testing high and chasing the market down.

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Down payment20% · $262,243

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Common questions

What people ask us.

How much is a home in 95062 worth?

The typical home value in Santa Cruz, CA 95062 is $1,311,215 as of September 2026, up 5.6% over the past year.

How long are homes taking to sell in 95062?

Homes in 95062 are spending a median of 29 days on the market as of September 2026.

Are sellers cutting prices in 95062?

As of September 2026, 16.0% of listings in 95062 have taken a price cut. The median list price is $1,672,000.

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Nearby ZIP markets.

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