Market Intelligence · CA / Santa Cruz

Santa Cruz, CA 95065 Housing Market

The typical home value in Santa Cruz 95065 is $1,355,004, up 4.0% over the past year. Homes currently list for a median of $1,600,000 and spend about 59 days on the market.

Updated August 2026Median value$1343K

The median home value in Santa Cruz, CA 95065 is $1.34M as of August 2026, up 4.6% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 95065 range

$1.24M to $1.45M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.6% over 12 months

Typical home value in 95065 over the last 12 months: $1.28M in Aug 2025 to $1.34M in Aug 2026 (+4.6%).

Aug 2025$1.28M

Aug 2026$1.34M

The numbers

What is the 95065 housing market like?

Typical home value

$1.34M

Up4.6%YoY

Median list price

$1.6M

Up2.4%MoM

Days on market

59

Up43.9%MoM

Homes for sale

13

Down7.1%MoM

Price cuts

18.2%

Flat0.0%MoM

New listings

4

Up100.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 95065 home prices compare?

  • 95065$1,343,031
  • Santa Cruz$1,330,318
  • California$694,777
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Santa Cruz: 4 ZIPs; California: 1,543 ZIPs; United States: 26,265 ZIPs).

Context

There are 13 homes for sale as of August 1, 2026, with 4 new listings added recently. The median list price sits at $1,600,000, while homes spend a median of 59 days on market. About 18.2% of listings have seen a price cut, which suggests some sellers are adjusting to market conditions. Despite the year-over-year value gain of 4.0%, the current pace of sales and price adjustments indicate a measured market where buyers have time to decide.

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