Market Intelligence · FL / Hillsborough County

Lutz, FL home prices and housing market

4 ZIP markets liveData updated September 2026Typical value$493K1-yr changeDown0.1%

The typical home value in Lutz, FL is $493K as of September 2026, down 0.1% from a year ago, based on the Zillow Home Value Index. In the typical Lutz ZIP code, the median list price is $501K and homes spend a median of 65 days on market as of September 2026 (Realtor.com).

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The coverage

Lutz, by the numbers.

Typical home valueZillow ZHVI, September 2026
$493K
1-yr changeMedian across Lutz ZIPs
-0.1%
ZIP markets live
4
County
Hillsborough County

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12-month value trend

-0.1% over 12 months

Typical home value in Lutz over the last 12 months: $494K in Sep 2025 to $493K in Sep 2026 (-0.1%).

Sep 2025$494K

Sep 2026$493K

Median Zillow home value index across Lutz's ZIP codes.

Context

The typical home value in Lutz is $493,052, down 0.1% over the past year as of September 2026. There were 265 homes for sale, with 74 new listings added during the same period. The median list price sat at $500,913, and homes took a median of 65 days to go under contract. Sellers are adjusting expectations, with 31.3% of listings carrying a price cut. Taken together, the numbers describe a market that has cooled slightly and moved in buyers' favor. For a Lutz homeowner weighing a sale, realistic pricing and patience matter more now than they did when homes moved faster.

The numbers

What is the housing market like in Lutz, FL?

Typical home value

$493K

Down0.1%YoY

Median list price

$501K

Days on market

65

Homes for sale

265

Price cuts

31.3%

New listings

74

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Lutz's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Lutz, FL home prices over time

Typical home values in Lutz, FL are down 0.1% over the past year, from $494K in September 2025 to $493K in September 2026.

Typical home value in Lutz, FL, September of each year
MonthTypical value1-yr change
September 2026$493,052-0.1%
September 2025$493,578No prior year

Typical value is the median Zillow Home Value Index across Lutz ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Lutz, FL a buyer's or seller's market?

Lutz, FL leans toward a buyer's market.

Homes are taking longer to sell, a large share of listings have cut their asking price, and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 65 days on market and 31% of listings with a price cut in the typical Lutz ZIP code, and 74 new listings against 265 active listings across Lutz, as of September 2026 (Realtor.com).

The outlook

Lutz housing market forecast 2027

-1.2%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 4 Lutz ZIP codes, points to typical home values falling 1.2% by September 2027.

Over the 12 months through September 2026, typical home values in Lutz fell 0.1%, per the Zillow Home Value Index.

Will home prices drop in Lutz?

The forecasts point that way: a weighted average of Zillow's ZIP forecasts for Lutz shows typical home values falling 1.2% by September 2027, after a 0.1% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 4 Lutz ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Lutz?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Lutz, FL home prices.

How much is a home in Lutz worth?

The typical home value in Lutz is $493,052 as of September 2026, down 0.1% over the past year. The median list price is $500,913.

How long does it take to sell a home in Lutz?

Homes in Lutz spent a median of 65 days on the market as of September 2026. About 31.3% of listings had a price cut, which suggests many sellers needed to adjust their asking price before finding a buyer.

Is there much competition among sellers in Lutz?

As of September 2026, there were 265 homes for sale in Lutz, including 74 new listings. That level of supply gives buyers choices, so sellers should price carefully from the start.

Are home prices going up or down in Lutz, FL?

Typical home values in Lutz, FL are down 0.1% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Lutz, FL a buyer's or seller's market?

Lutz, FL leans toward a buyer's market. Homes are taking longer to sell, a large share of listings have cut their asking price, and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 65 days on market and 31% of listings with a price cut in the typical Lutz ZIP code, and 74 new listings against 265 active listings across Lutz, as of September 2026 (Realtor.com).

Nearby markets

More Florida housing markets.

The market is moving

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