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Market Intelligence · FL / Osceola County

St. Cloud, FL housing market

4 ZIP markets liveData updated August 2026Typical value$387K1-yr changeDown2.7%

The median home value in St. Cloud, FL is $387K as of August 2026, down 2.7% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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The coverage

St. Cloud, by the numbers.

Typical home valueZillow ZHVI, August 2026
$387K
1-yr changeMedian across St. Cloud ZIPs
-2.7%
ZIP markets live5 tracked in St. Cloud
4
County
Osceola County

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12-month value trend

-2.7% over 12 months

Typical home value in St. Cloud over the last 12 months: $397K in Aug 2025 to $387K in Aug 2026 (-2.7%).

Aug 2025$397K

Aug 2026$387K

Median Zillow home value index across St. Cloud's ZIP codes.

Context

The typical St. Cloud home carries a Zillow value of $386,764 as of August 2026, a 12-month move of -2.7%. Turning to what is for sale, Realtor.com counts 880 homes on the market, 280 newly listed, and a median asking price of $417,490 as of August 2026. Listings sit a median 78 days before selling, with 24.1% of active homes cutting their price. Taken together, the numbers describe a cooling market where pricing discipline is deciding which homes sell.

The numbers

What is the housing market like in St. Cloud, FL?

Typical home value

$387K

Down2.7%YoY

Median list price

$417K

Days on market

78

Homes for sale

880

Price cuts

24.1%

New listings

280

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026)

Figures reflect St. Cloud's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

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Live markets

What ZIP codes are live in St. Cloud?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of August 2026. 1-yr change compares it to the same ZIP a year earlier. We track 5 St. Cloud ZIP codes in total; the remaining 1 publish as their data clears editorial QA.

Zillow ZHVI, August 2026

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Top real estate agents in St. Cloud, FL

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Nearby markets

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