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Market Intelligence · FL / St. Cloud

St. Cloud, FL 34772 Housing Market

The typical home value in Saint Cloud, FL 34772 is $393,755 as of September 2026, down 3.0% over the past year. The median list price sits at $430,843, and homes are spending a median of 72 days on market.

Updated September 2026Median value$394K

The median home value in St. Cloud, FL 34772 is $394K as of September 2026, down 3.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 34772 range

$362K to $425K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-3.0% over 12 months

Typical home value in 34772 over the last 12 months: $406K in Sep 2025 to $394K in Sep 2026 (-3.0%).

Sep 2025$406K

Sep 2026$394K

The numbers

What is the 34772 housing market like?

Typical home value

$394K

Down3.0%YoY

Median list price

$431K

Down1.0%MoM

Days on market

72

Up7.5%MoM

Homes for sale

303

Down3.5%MoM

Price cuts

20.2%

Down18.5%MoM

New listings

88

Down12.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

34772 housing market forecast 2027

-0.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 34772 to fall 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in 34772 fell 3.0%, per the Zillow Home Value Index.

Will home prices drop in 34772?

Zillow's forecast says they may: it expects typical home values in 34772 to fall 0.7% by September 2027, after a 3.0% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 34772 home prices compare?

  • 34772$393,755
  • Saint Cloud$386,504
  • Florida$344,436
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Cloud: 4 ZIPs; Florida: 923 ZIPs; United States: 26,262 ZIPs).

Context

Sellers in 34772 are asking more than buyers are paying. The median list price of $430,843 stands well above the typical home value of $393,755, which has fallen 3.0% over the past year. Inventory is substantial, with 303 homes for sale and 88 new listings hitting the market in September 2026. Homes are taking a median of 72 days to sell, and 20.2% of listings have already taken a price cut. For a seller, the honest read is that pricing aggressively above market will likely mean sitting longer and cutting later.

Monthly payment

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20% · $78,751

Common questions

What people ask us.

How much is a home in 34772 worth?

The typical home value in Saint Cloud, FL 34772 is $393,755 as of September 2026. That figure is down 3.0% over the past year.

How long does it take to sell a home in 34772?

Homes in 34772 spend a median of 72 days on market as of September 2026. There were 303 homes for sale at that time.

Are sellers in 34772 cutting prices?

Yes. As of September 2026, 20.2% of listings in 34772 had a price cut, and the median list price stood at $430,843.

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