Market Intelligence · FL / St. Cloud

St. Cloud, FL 34771 Housing Market

The typical home in Saint Cloud, FL 34771 was worth $432,082 as of September 2026, down 3.8% over the past year. The median list price was $469,923, and homes spent a median of 94 days on the market.

Updated September 2026Median value$432K

The median home value in St. Cloud, FL 34771 is $432K as of September 2026, down 3.8% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 34771 range

$398K to $467K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-3.8% over 12 months

Sep 2025$449K

Low $432KHigh $449K

Sep 2026$432K

The numbers

What is the 34771 housing market like?

As of September 2026

Typical home value

$432K

3.8%YoY

Median list price

$470K

2.1%MoM

Days on market

14.6%MoM

Homes for sale

337

1.2%MoM

Price cuts

17.8%

29.1%MoM

New listings

2.1%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

34771 housing market forecast 2027

-0.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 34771 to fall 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in 34771 fell 3.8%, per the Zillow Home Value Index.

Will home prices drop in 34771?

Zillow's forecast says they may: it expects typical home values in 34771 to fall 0.7% by September 2027, after a 3.8% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 34771 home prices compare?

34771$432,082
Saint Cloud$386,504
Florida$344,436
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Cloud: 4 ZIPs; Florida: 923 ZIPs; United States: 26,262 ZIPs).

Context

There were 337 homes for sale in Saint Cloud, FL 34771 as of September 2026, with 94 new listings added that month. The median days on market was 94, so sellers should expect a slower pace than a hot market. About 17.8% of listings had a price cut. Typical values were down 3.8% over the past year, sitting at $432,082. Taken together, this is a softening market where pricing realistically from the start matters more than testing a high number.

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Down payment20% · $86,416

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Common questions

What people ask us.

How much is a home in 34771 worth?

The typical home value in Saint Cloud, FL 34771 was $432,082 as of September 2026, down 3.8% over the past year.

How long does it take to sell a home in 34771?

Homes spent a median of 94 days on the market as of September 2026, with 337 homes for sale.

Are sellers in 34771 cutting prices?

Yes, 17.8% of listings had a price cut as of September 2026, while the median list price was $469,923.

Discover

Nearby ZIP markets.

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