Home ValuePros

Market Intelligence · FL / St. Cloud

St. Cloud, FL 34769 Housing Market

The typical home value in Saint Cloud, FL 34769 is $318,664, down 2.8% over the past year. The median list price is $319,000, and homes are taking a median of 74 days to go under contract.

Updated August 2026Median value$314K

The median home value in St. Cloud, FL 34769 is $314K as of August 2026, down 2.5% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 34769 range

$289K to $339K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.5% over 12 months

Typical home value in 34769 over the last 12 months: $322K in Aug 2025 to $314K in Aug 2026 (-2.5%).

Aug 2025$322K

Aug 2026$314K

The numbers

What is the 34769 housing market like?

Typical home value

$314K

Down2.5%YoY

Median list price

$319K

Down3.0%MoM

Days on market

74

Up4.2%MoM

Homes for sale

132

Up1.5%MoM

Price cuts

23.4%

Down15.1%MoM

New listings

52

Up52.9%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 34769 home prices compare?

  • 34769$313,746
  • Saint Cloud$386,764
  • Florida$345,153
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Cloud: 4 ZIPs; Florida: 923 ZIPs; United States: 26,265 ZIPs).

Context

There were 132 homes for sale in 34769 as of 2026-08-01, with 52 new listings added. The median list price of $319,000 sits close to the typical value of $318,664, yet sellers are not clearing quickly at those asks. The median days on market is 74, and 23.4% of listings have taken a price cut. Values have slipped 2.8% over the past year, which fits the pace of this market. For a seller, the practical read is that pricing realistically from day one matters more than testing a higher number.

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