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Market Intelligence · FL / St. Cloud

St. Cloud, FL 34769 Housing Market

The typical home value in Saint Cloud, FL 34769 is $312,753, down 2.3% over the past year as of September 2026. Homes carry a median list price of $299,999 and a median of 67 days on market.

Updated September 2026Median value$313K

The median home value in St. Cloud, FL 34769 is $313K as of September 2026, down 2.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 34769 range

$288K to $338K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.3% over 12 months

Typical home value in 34769 over the last 12 months: $320K in Sep 2025 to $313K in Sep 2026 (-2.3%).

Sep 2025$320K

Sep 2026$313K

The numbers

What is the 34769 housing market like?

Typical home value

$313K

Down2.3%YoY

Median list price

$300K

Down6.0%MoM

Days on market

67

Down9.5%MoM

Homes for sale

127

Down3.8%MoM

Price cuts

28.2%

Up20.5%MoM

New listings

28

Down46.2%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

34769 housing market forecast 2027

-0.8%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 34769 to fall 0.8% by September 2027.

Over the 12 months through September 2026, typical home values in 34769 fell 2.3%, per the Zillow Home Value Index.

Will home prices drop in 34769?

Zillow's forecast says they may: it expects typical home values in 34769 to fall 0.8% by September 2027, after a 2.3% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 34769 home prices compare?

  • 34769$312,753
  • Saint Cloud$386,504
  • Florida$344,436
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Cloud: 4 ZIPs; Florida: 923 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there were 127 homes for sale in the 34769 area of Saint Cloud, with 28 new listings coming on the market that period. The typical home value sits at $312,753, down 2.3% over the past year, while the median list price is $299,999. Homes are taking a median of 67 days to move, and 28.2% of listings have taken a price cut. Values are softening, and a meaningful share of sellers are already adjusting their asking prices. For a seller, that means pricing realistically from the start matters more than aiming high.

Monthly payment

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20% · $62,551

Common questions

What people ask us.

How much is a home in 34769 worth?

The typical home value in Saint Cloud, FL 34769 is $312,753 as of September 2026, down 2.3% over the past year.

How long does it take to sell a home in 34769?

Homes in 34769 spend a median of 67 days on the market as of September 2026. There were 127 homes for sale at that time.

Are sellers in 34769 cutting prices?

Yes. As of September 2026, 28.2% of listings in 34769 had a price cut, and the median list price was $299,999.

Discover

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