Market Intelligence · IA / Waterloo

Waterloo, IA 50701 Housing Market

The typical home value in Waterloo, IA 50701 is $185,752, up 0.8% over the past year. The median list price sits at $259,900, with homes spending a median of 49 days on market as of September 2026.

Updated September 2026Median value$186K

The median home value in Waterloo, IA 50701 is $186K as of September 2026, up 0.8% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 50701 range

$171K to $201K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.8% over 12 months

Sep 2025$184K

Low $184KHigh $187K

Sep 2026$186K

The numbers

What is the 50701 housing market like?

As of September 2026

Typical home value

$186K

0.8%YoY

Median list price

$260K

7.2%MoM

Days on market

6.5%MoM

Homes for sale

6.7%MoM

Price cuts

28.1%

63.3%MoM

New listings

25.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

50701 housing market forecast 2027

+2.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 50701 to rise 2.1% by September 2027.

Over the 12 months through September 2026, typical home values in 50701 rose 0.8%, per the Zillow Home Value Index.

Will home prices drop in 50701?

Zillow's forecast does not call for a drop: it expects typical home values in 50701 to rise 2.1% by September 2027, after a 0.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 50701 home prices compare?

50701$185,752
Waterloo$149,921
Iowa$207,230
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Waterloo: 3 ZIPs; Iowa: 824 ZIPs; United States: 26,262 ZIPs).

Context

Waterloo's housing inventory includes 95 homes for sale, with 36 new listings added in September 2026. Nearly 28.1% of listings have seen a price cut, suggesting some sellers are adjusting to market conditions. The median time to sell remains moderate at 49 days, though the prevalence of price reductions indicates this is a negotiator's market. For sellers, expect to price competitively and be prepared for the possibility of adjustment.

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Home price

Down payment20% · $37,150

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Common questions

What people ask us.

How much is a typical home worth in Waterloo, IA 50701?

The typical home value is $185,752 as of September 2026, reflecting a 0.8% increase over the past year.

How long do homes usually stay on the market here?

The median days on market is 49 as of September 2026.

Are homes selling below asking price?

28.1% of listings had a price cut as of September 2026, indicating active negotiation in the market.

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Nearby ZIP markets.

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