Market Intelligence · IA / Waterloo

Waterloo, IA 50702 Housing Market

Typical home value in Waterloo's 50702 ZIP sits at $149,921, down 0.9% over the past year. Median list price stands at $177,695, with homes staying on the market for a median 46 days.

Updated September 2026Median value$150K

The median home value in Waterloo, IA 50702 is $150K as of September 2026, down 0.9% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 50702 range

$138K to $162K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.9% over 12 months

Sep 2025$151K

Low $150KHigh $152K

Sep 2026$150K

The numbers

What is the 50702 housing market like?

As of September 2026

Typical home value

$150K

0.9%YoY

Median list price

$178K

10.7%MoM

Days on market

14.8%MoM

Homes for sale

32.4%MoM

Price cuts

23.8%

36.6%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

50702 housing market forecast 2027

+2.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 50702 to rise 2.5% by September 2027.

Over the 12 months through September 2026, typical home values in 50702 fell 0.9%, per the Zillow Home Value Index.

Will home prices drop in 50702?

Zillow's forecast does not call for a drop: it expects typical home values in 50702 to rise 2.5% by September 2027, after a 0.9% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 50702 home prices compare?

50702$149,921
Waterloo$149,921
Iowa$207,230
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Waterloo: 3 ZIPs; Iowa: 824 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 49 homes for sale in 50702, with 24 new listings that month. The median days on market of 46 suggests moderate buyer activity, though 23.8% of listings have seen price cuts. The year-over-year decline in typical home value indicates a buyer-leaning market. If you're considering selling, expect to price competitively and prepare for a market that favors negotiation.

Monthly payment

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Home price

Down payment20% · $29,984

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Common questions

What people ask us.

What is the typical home value in 50702?

Typical home value in Waterloo's 50702 ZIP is $149,921, down 0.9% from a year ago.

How long do homes stay on the market in 50702?

Median days on market in this ZIP is 46 days as of September 2026.

How many homes are currently for sale in 50702?

There are 49 homes for sale in 50702 as of September 2026, with 24 new listings that month.

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