Market Intelligence · IA / Waterloo

Waterloo, IA 50703 Housing Market

Waterloo, IA 50703 is a cautious market. Typical home value sits at $93,355, down 3.0% over the past year, while median list price stands at $129,950 and homes spend a median of 81 days on market.

Updated September 2026Median value$93K

The median home value in Waterloo, IA 50703 is $93K as of September 2026, down 3.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 50703 range

$86K to $101K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-3.0% over 12 months

Sep 2025$96K

Low $93KHigh $96K

Sep 2026$93K

The numbers

What is the 50703 housing market like?

As of September 2026

Typical home value

$93K

3.0%YoY

Median list price

$130K

8.4%MoM

Days on market

17.4%MoM

Homes for sale

3.3%MoM

Price cuts

21.3%

54.8%MoM

New listings

150.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

50703 housing market forecast 2027

+2.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 50703 to rise 2.1% by September 2027.

Over the 12 months through September 2026, typical home values in 50703 fell 3.0%, per the Zillow Home Value Index.

Will home prices drop in 50703?

Zillow's forecast does not call for a drop: it expects typical home values in 50703 to rise 2.1% by September 2027, after a 3.0% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 50703 home prices compare?

50703$93,355
Waterloo$149,921
Iowa$207,230
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Waterloo: 3 ZIPs; Iowa: 824 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, 31 homes are for sale in the ZIP, with 20 new listings appearing recently. The median list price of $129,950 reflects a gap above the typical home value, and the 81-day median time on market signals slower activity. About 21.3% of listings have seen a price cut, indicating sellers are adjusting to market conditions. For homeowners thinking about selling, this is a buyer-favorable environment where patience and realistic pricing matter.

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Down payment20% · $18,671

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Common questions

What people ask us.

What is the typical home value in Waterloo, IA 50703?

The typical home value is $93,355 as of September 2026, down 3.0% over the past year.

How long do homes typically stay on the market?

Homes spend a median of 81 days on market in this ZIP.

What percentage of homes have had price cuts?

About 21.3% of listings have received a price cut as of September 2026.

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Nearby ZIP markets.

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