Market Intelligence · IA / Waterloo

Waterloo, IA 50703 Housing Market

The typical home in Waterloo, IA 50703 is worth $96,212, down 2.5% over the past year as of 2026-08-01. Sellers are listing at a median of $119,900, and homes spend a median of 69 days on market.

Updated August 2026Median value$96K

The median home value in Waterloo, IA 50703 is $96K as of August 2026, down 2.5% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 50703 range

$89K to $104K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.5% over 12 months

Typical home value in 50703 over the last 12 months: $99K in Aug 2025 to $96K in Aug 2026 (-2.5%).

Aug 2025$99K

Aug 2026$96K

The numbers

What is the 50703 housing market like?

Typical home value

$96K

Down2.5%YoY

Median list price

$120K

Up11.6%MoM

Days on market

69

Up19.0%MoM

Homes for sale

30

Down18.9%MoM

Price cuts

13.8%

Down5.2%MoM

New listings

8

Down60.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 50703 home prices compare?

  • 50703$96,212
  • Waterloo$151,066
  • Iowa$211,094
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Waterloo: 3 ZIPs; Iowa: 824 ZIPs; United States: 26,265 ZIPs).

Context

Waterloo, IA 50703 is a lower priced market with a typical home value of $96,212, down 2.5% over the past year as of 2026-08-01. There were 30 homes for sale and 8 new listings, so buyers have choices but the market is not flooded. A median of 69 days on market points to a slower pace rather than quick bidding. With 13.8% of listings showing a price cut, some sellers are adjusting after testing too high. Pricing needs to be realistic from the start.

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