Market Intelligence · IN / Mill Creek

Mill Creek, IN 46365 Housing Market

The typical home value in Mill Creek, IN 46365 is $320,217, up 4.9% over the past year as of September 2026. The median list price is $654,500, and homes are spending a median of 82 days on the market.

Updated September 2026Median value$320K

The median home value in Mill Creek, IN 46365 is $320K as of September 2026, up 4.9% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 46365 range

$295K to $346K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.9% over 12 months

Sep 2025$305K

Low $305KHigh $320K

Sep 2026$320K

The numbers

What is the 46365 housing market like?

As of September 2026

Typical home value

$320K

4.9%YoY

Median list price

$655K

8.5%MoM

Days on market

65.8%MoM

Homes for sale

66.7%MoM

Price cuts

0.0%

New listings

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

46365 housing market forecast 2027

+4.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 46365 to rise 4.1% by September 2027.

Over the 12 months through September 2026, typical home values in 46365 rose 4.9%, per the Zillow Home Value Index.

Will home prices drop in 46365?

Zillow's forecast does not call for a drop: it expects typical home values in 46365 to rise 4.1% by September 2027, after a 4.9% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 46365 home prices compare?

46365$320,217
Mill Creek$320,217
Indiana$233,780
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Mill Creek: 1 ZIP; Indiana: 697 ZIPs; United States: 26,262 ZIPs).

Context

Mill Creek, IN 46365 is a very small market, with only 1 home for sale as of September 2026. The typical home value sits at $320,217 and has risen 4.9% over the past year. That said, the median list price is $654,500, well above the typical value, and the median days on market is 82. None of the current listings have taken a price cut, with the share at 0.0%. For a seller, values are climbing, but with so little activity, individual results will depend heavily on pricing and patience.

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Down payment20% · $64,043

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Common questions

What people ask us.

How much is a home in 46365 worth?

The typical home value in Mill Creek, IN 46365 is $320,217 as of September 2026, up 4.9% over the past year.

How long do homes take to sell in 46365?

Homes in Mill Creek, IN 46365 are spending a median of 82 days on the market as of September 2026.

Are sellers cutting prices in 46365?

As of September 2026, 0.0% of listings in 46365 have taken a price cut, though there is only 1 home for sale.

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