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Market Intelligence · MO / Camden County

Lake Ozark, MO home prices and housing market

1 ZIP market liveData updated September 2026Typical value$342K1-yr changeDown4.2%

The typical home value in Lake Ozark, MO is $342K as of September 2026, down 4.2% from a year ago, based on the Zillow Home Value Index. In the typical Lake Ozark ZIP code, the median list price is $360K and homes spend a median of 88 days on market as of September 2026 (Realtor.com).

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The coverage

Lake Ozark, by the numbers.

Typical home valueZillow ZHVI, September 2026
$342K
1-yr changeMedian across Lake Ozark ZIPs
-4.2%
ZIP markets live
1
County
Camden County

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12-month value trend

-4.2% over 12 months

Typical home value in Lake Ozark over the last 12 months: $357K in Sep 2025 to $342K in Sep 2026 (-4.2%).

Sep 2025$357K

Sep 2026$342K

Median Zillow home value index across Lake Ozark's ZIP codes.

Context

Lake Ozark's housing market has softened over the past year. The typical home value stands at $342,474, down 4.2% from a year earlier as of September 2026. There are 349 homes for sale with a median list price of $359,950. Homes are taking longer to sell, with a median of 88 days on market. About 18.1% of listings have seen a price cut, a sign that sellers are adjusting to current conditions. If you're considering selling, expect a slower market where pricing strategy and home condition matter more than they did previously.

The numbers

What is the housing market like in Lake Ozark, MO?

Typical home value

$342K

Down4.2%YoY

Median list price

$360K

Days on market

88

Homes for sale

349

Price cuts

18.1%

New listings

70

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Lake Ozark's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Lake Ozark, MO home prices over time

Typical home values in Lake Ozark, MO are down 4.2% over the past year, from $357K in September 2025 to $342K in September 2026.

Typical home value in Lake Ozark, MO, September of each year
MonthTypical value1-yr change
September 2026$342,474-4.2%
September 2025$357,399No prior year

Typical value is the median Zillow Home Value Index across Lake Ozark ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Lake Ozark, MO a buyer's or seller's market?

Lake Ozark, MO leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 88 days on market and 18% of listings with a price cut in the typical Lake Ozark ZIP code, and 70 new listings against 349 active listings across Lake Ozark, as of September 2026 (Realtor.com).

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Live markets

What ZIP codes are live in Lake Ozark?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Lake Ozark, MO home prices.

What is the typical home value in Lake Ozark?

As of September 2026, the typical home value in Lake Ozark is $342,474, which represents a 4.2% decline over the past year.

How long do homes typically stay on the market in Lake Ozark?

The median days on market in Lake Ozark is 88 days as of September 2026, indicating homes are taking several months to sell.

How many homes are currently for sale in Lake Ozark?

There are 349 homes for sale in Lake Ozark as of September 2026, with 70 new listings added during that period.

Are home prices going up or down in Lake Ozark, MO?

Typical home values in Lake Ozark, MO are down 4.2% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Lake Ozark, MO a buyer's or seller's market?

Lake Ozark, MO leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 88 days on market and 18% of listings with a price cut in the typical Lake Ozark ZIP code, and 70 new listings against 349 active listings across Lake Ozark, as of September 2026 (Realtor.com).

Nearby markets

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