Market Intelligence · MO / Lake Ozark

Lake Ozark, MO 65049 Housing Market

The typical home value in Lake Ozark, MO 65049 is $342,474, down 4.2% over the past year as of September 2026. The median list price is $359,950, and homes are spending a median of 88 days on market.

Updated September 2026Median value$342K

The median home value in Lake Ozark, MO 65049 is $342K as of September 2026, down 4.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 65049 range

$315K to $370K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-4.2% over 12 months

Typical home value in 65049 over the last 12 months: $357K in Sep 2025 to $342K in Sep 2026 (-4.2%).

Sep 2025$357K

Sep 2026$342K

The numbers

What is the 65049 housing market like?

Typical home value

$342K

Down4.2%YoY

Median list price

$360K

Up0.3%MoM

Days on market

88

Down4.3%MoM

Homes for sale

349

Up0.3%MoM

Price cuts

18.1%

Down14.6%MoM

New listings

70

Up16.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

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The comparison

How do 65049 home prices compare?

  • 65049$342,474
  • Lake Ozark$342,474
  • Missouri$241,333
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Lake Ozark: 1 ZIP; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

There were 349 homes for sale in Lake Ozark, MO 65049 in September 2026, with 70 new listings coming on. The typical home value of $342,474 has fallen 4.2% over the past year, while the median list price sits at $359,950. Homes are taking a median of 88 days to sell, and 18.1% of listings have had a price cut. Buyers have room to negotiate here. For a seller, pricing realistically from the start matters more than testing the top of the market.

Monthly payment

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20% · $68,495

Common questions

What people ask us.

How much is a home in 65049 worth?

The typical home value in 65049 is $342,474 as of September 2026, down 4.2% over the past year.

How long does it take to sell a home in 65049?

Homes in 65049 spend a median of 88 days on market as of September 2026.

How competitive is the housing market in 65049?

There were 349 homes for sale in September 2026, and 18.1% of listings had a price cut. Conditions favor buyers more than sellers.

Keep reading

Guides for sellers.