Home ValuePros
Talk to a Pro

Market Intelligence · MO / Buchanan County

St. Joseph, MO home prices and housing market

6 ZIP markets liveData updated September 2026Typical value$170K1-yr changeUp3.8%

The typical home value in St. Joseph, MO is $170K as of September 2026, up 3.8% from a year ago, based on the Zillow Home Value Index. In the typical St. Joseph ZIP code, the median list price is $187K and homes spend a median of 47 days on market as of September 2026 (Realtor.com).

Get a cash offer

Sell without the wait

Sell your St. Joseph home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Not sure cash is the right move? Discuss your options with a licensed local pro, free.

The coverage

St. Joseph, by the numbers.

Typical home valueZillow ZHVI, September 2026
$170K
1-yr changeMedian across St. Joseph ZIPs
+3.8%
ZIP markets live8 tracked in St. Joseph
6
County
Buchanan County

Need cash home buyers on your timeline? Sell my house fast in St. Joseph.

12-month value trend

+3.8% over 12 months

Typical home value in St. Joseph over the last 12 months: $163K in Sep 2025 to $170K in Sep 2026 (+3.8%).

Sep 2025$163K

Sep 2026$170K

Median Zillow home value index across St. Joseph's ZIP codes.

Context

In September 2026, the typical home in St. Joseph was valued at $169,652, up 3.8% over the past year. The median list price stood at $186,800, with 225 homes currently for sale and 128 new listings added to the market. Homes were taking a median of 47 days to sell, and one in five listings had seen a price reduction. The market shows steady but modest appreciation, though the number of price cuts suggests sellers are adjusting expectations to match buyer interest.

The numbers

What is the housing market like in St. Joseph, MO?

Typical home value

$170K

Up3.8%YoY

Median list price

$187K

Days on market

47

Homes for sale

225

Price cuts

20.2%

New listings

128

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect St. Joseph's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

St. Joseph, MO home prices over time

Typical home values in St. Joseph, MO are up 3.8% over the past year, from $163K in September 2025 to $170K in September 2026.

Typical home value in St. Joseph, MO, September of each year
MonthTypical value1-yr change
September 2026$169,652+3.8%
September 2025$163,497No prior year

Typical value is the median Zillow Home Value Index across St. Joseph ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is St. Joseph, MO a buyer's or seller's market?

St. Joseph, MO is roughly balanced between buyers and sellers.

These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction.

Based on a median of 47 days on market and 20% of listings with a price cut in the typical St. Joseph ZIP code, and 128 new listings against 225 active listings across St. Joseph, as of September 2026 (Realtor.com).

The outlook

St. Joseph housing market forecast 2027

+3.3%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 6 St. Joseph ZIP codes, points to typical home values rising 3.3% by September 2027.

Over the 12 months through September 2026, typical home values in St. Joseph rose 3.8%, per the Zillow Home Value Index.

Will home prices drop in St. Joseph?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for St. Joseph shows typical home values rising 3.3% by September 2027, after a 3.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 6 St. Joseph ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

Free home value report

See what your St. Joseph home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The markets

Which St. Joseph ZIP codes have the highest home values?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 8 St. Joseph ZIP codes in total; the remaining 2 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

Free local consultation

Talk to a licensed pro in St. Joseph.

A licensed local professional will walk through your numbers and your selling options, free and with no obligation.

Prefer to start online? See your value and cash offer instead.

Common questions

Questions about St. Joseph, MO home prices.

What is a typical home worth in St. Joseph?

The typical home value in St. Joseph is $169,652 as of September 2026, representing a 3.8% increase over the past year.

How many homes are on the market in St. Joseph?

There are 225 homes for sale in St. Joseph, with 128 new listings added in September 2026.

How long do homes typically stay on the market in St. Joseph?

The median days on market is 47, meaning a home takes roughly six weeks to sell on average in St. Joseph.

Are home prices going up or down in St. Joseph, MO?

Typical home values in St. Joseph, MO are up 3.8% over the past year, based on the Zillow Home Value Index as of September 2026.

Is St. Joseph, MO a buyer's or seller's market?

St. Joseph, MO is roughly balanced between buyers and sellers. These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction. Based on a median of 47 days on market and 20% of listings with a price cut in the typical St. Joseph ZIP code, and 128 new listings against 225 active listings across St. Joseph, as of September 2026 (Realtor.com).

Nearby markets

More Missouri housing markets.

The market is moving

Latest housing news

All news