Market Intelligence · MO / St. Joseph

St. Joseph, MO 64504 Housing Market

The typical home value in Saint Joseph, MO 64504 is $133,095, down 1.4% over the past year. The median list price for active listings is $159,900, and homes spend a median of 32 days on market.

Updated August 2026Median value$133K

The median home value in St. Joseph, MO 64504 is $133K as of August 2026, down 1.4% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

Get a cash offer

Sell without the wait

Sell your St. Joseph home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 64504 range

$122K to $144K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Track my home's value

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 64504 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in St. Joseph, MO.

12-month value trend

-1.4% over 12 months

Typical home value in 64504 over the last 12 months: $135K in Aug 2025 to $133K in Aug 2026 (-1.4%).

Aug 2025$135K

Aug 2026$133K

The numbers

What is the 64504 housing market like?

Typical home value

$133K

Down1.4%YoY

Median list price

$160K

Up17.4%MoM

Days on market

32

Down11.1%MoM

Homes for sale

25

Down7.4%MoM

Price cuts

13.6%

Down37.9%MoM

New listings

16

Up14.3%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

Free home value report

See what your 64504 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 64504 home prices compare?

  • 64504$133,095
  • Saint Joseph$172,314
  • Missouri$246,773
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,265 ZIPs).

Context

There are 25 homes for sale in 64504 right now, with 16 new listings arriving as of 2026-08-01. The median days on market is 32, so homes are moving at a fairly steady pace. About 13.6% of listings have taken a price cut, which suggests some sellers are adjusting to meet buyers. Meanwhile, the typical home value of $133,095 has slipped 1.4% over the past year, sitting below the median list price of $159,900. For a seller, this means pricing realistically from day one matters more than testing the market high.

Monthly payment

Estimate your monthly payment.

20% · $26,619

Common questions

What people ask us.

Discover

Nearby ZIP markets.

Keep reading

Guides for sellers.