Market Intelligence · MO / St. Joseph

St. Joseph, MO 64506 Housing Market

Typical home value in Saint Joseph, MO 64506 is $278,634, up 5.0% over the past year. The median list price sits at $318,495, with homes staying on market for a median of 41 days as of September 2026.

Updated September 2026Median value$279K

The median home value in St. Joseph, MO 64506 is $279K as of September 2026, up 5.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 64506 range

$256K to $301K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.0% over 12 months

Sep 2025$265K

Low $265KHigh $279K

Sep 2026$279K

The numbers

What is the 64506 housing market like?

As of September 2026

Typical home value

$279K

5.0%YoY

Median list price

$318K

0.3%MoM

Days on market

21.2%MoM

Homes for sale

22.2%MoM

Price cuts

38.1%

11.2%MoM

New listings

8.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

64506 housing market forecast 2027

+3.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 64506 to rise 3.6% by September 2027.

Over the 12 months through September 2026, typical home values in 64506 rose 5.0%, per the Zillow Home Value Index.

Will home prices drop in 64506?

Zillow's forecast does not call for a drop: it expects typical home values in 64506 to rise 3.6% by September 2027, after a 5.0% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 64506 home prices compare?

64506$278,634
Saint Joseph$169,652
Missouri$241,333
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

The 64506 ZIP has 55 homes for sale and 26 new listings as of September 2026. The median days on market of 41 suggests a moderate pace of sales activity. However, 38.1% of listings carry a price cut, indicating sellers are adjusting to market conditions. The gap between typical home value and median list price points to some overpricing in the current inventory. Sellers should price competitively and be ready to negotiate.

Monthly payment

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Home price

Down payment20% · $55,727

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Common questions

What people ask us.

What is the typical home value in 64506?

The typical home value in Saint Joseph, MO 64506 is $278,634, which has increased 5.0% over the past year.

How long do homes typically stay on market?

Homes in 64506 stay on market for a median of 41 days as of September 2026.

What percentage of homes have received a price cut?

As of September 2026, 38.1% of listings in this ZIP have a price cut.

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