Market Intelligence · MO / St. Joseph

St. Joseph, MO 64505 Housing Market

The typical home in Saint Joseph, MO 64505 is worth $225,142, up 6.0% over the past year as of 2026-08-01. The median list price is $234,450, and homes spend a median of 78 days on the market.

Updated August 2026Median value$225K

The median home value in St. Joseph, MO 64505 is $225K as of August 2026, up 6.0% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 64505 range

$207K to $243K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+6.0% over 12 months

Typical home value in 64505 over the last 12 months: $212K in Aug 2025 to $225K in Aug 2026 (+6.0%).

Aug 2025$212K

Aug 2026$225K

The numbers

What is the 64505 housing market like?

Typical home value

$225K

Up6.0%YoY

Median list price

$234K

Up12.0%MoM

Days on market

78

Up18.2%MoM

Homes for sale

40

Down2.4%MoM

Price cuts

27.4%

Up10.5%MoM

New listings

16

Down20.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 64505 home prices compare?

  • 64505$225,142
  • Saint Joseph$172,314
  • Missouri$246,773
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,265 ZIPs).

Context

There are 40 homes for sale in 64505 as of 2026-08-01, with 16 new listings adding to that supply. The median list price sits at $234,450, while the typical home value is $225,142, and that value has climbed 6.0% over the past year. Homes are taking a median of 78 days to sell, which points to a slower pace of sales. About 27.4% of listings have had a price cut, so some sellers are adjusting expectations. For a seller, values are rising but buyers have room to negotiate, so pricing realistically from the start matters.

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