Market Intelligence · MO / St. Joseph

St. Joseph, MO 64505 Housing Market

The typical home value in Saint Joseph, MO 64505 is $220,313, up 4.7% over the past year. The median list price stands at $230,200, with homes typically staying on the market for 76 days.

Updated September 2026Median value$220K

The median home value in St. Joseph, MO 64505 is $220K as of September 2026, up 4.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

Sell without the wait

Sell your St. Joseph home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 64505 range

$203K to $238K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Not sure cash is the right move? Discuss your options with a licensed local pro, free.

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 64505 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in St. Joseph, MO.

12-month value trend

+4.7% over 12 months

Sep 2025$210K

Low $210KHigh $223K

Sep 2026$220K

The numbers

What is the 64505 housing market like?

As of September 2026

Typical home value

$220K

4.7%YoY

Median list price

$230K

1.8%MoM

Days on market

2.6%MoM

Homes for sale

2.5%MoM

Price cuts

11.9%

56.7%MoM

New listings

50.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

64505 housing market forecast 2027

+3.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 64505 to rise 3.5% by September 2027.

Over the 12 months through September 2026, typical home values in 64505 rose 4.7%, per the Zillow Home Value Index.

Will home prices drop in 64505?

Zillow's forecast does not call for a drop: it expects typical home values in 64505 to rise 3.5% by September 2027, after a 4.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

Free home value report

See what your 64505 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 64505 home prices compare?

64505$220,313
Saint Joseph$169,652
Missouri$241,333
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

There are 41 homes for sale in this ZIP as of September 2026, with 24 new listings having come to market recently. The median days on market of 76 reflects a moderately paced sales environment. About 11.9% of listings have seen a price cut, suggesting some sellers have adjusted expectations. Given the recent value appreciation, most homeowners have equity to work with, though the pace of sales and modest inventory signal that pricing strategy matters when you list.

Monthly payment

Estimate your monthly payment.

Home price

Down payment20% · $44,063

Term

Rate (%)

Common questions

What people ask us.

What is the typical home value in 64505?

The typical home value is $220,313, up 4.7% over the past year as of September 2026.

How many homes are on the market in Saint Joseph 64505?

There are 41 homes for sale in the ZIP as of September 2026, with a median list price of $230,200.

How long does a home stay on the market in 64505?

The median days on market is 76 days as of September 2026.

Discover

Nearby ZIP markets.

Keep reading