Market Intelligence · MO / St. Joseph

St. Joseph, MO 64503 Housing Market

The typical home value in Saint Joseph, MO 64503 is $171,796, up 4.0% over the past year as of September 2026. The median list price stands at $201,150, and homes spend a median of 34 days on the market.

Updated September 2026Median value$172K

The median home value in St. Joseph, MO 64503 is $172K as of September 2026, up 4.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 64503 range

$158K to $186K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.0% over 12 months

Sep 2025$165K

Low $165KHigh $175K

Sep 2026$172K

The numbers

What is the 64503 housing market like?

As of September 2026

Typical home value

$172K

4.0%YoY

Median list price

$201K

0.6%MoM

Days on market

17.1%MoM

Homes for sale

8.7%MoM

Price cuts

27.7%

104.0%MoM

New listings

12.5%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

64503 housing market forecast 2027

+3.4%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 64503 to rise 3.4% by September 2027.

Over the 12 months through September 2026, typical home values in 64503 rose 4.0%, per the Zillow Home Value Index.

Will home prices drop in 64503?

Zillow's forecast does not call for a drop: it expects typical home values in 64503 to rise 3.4% by September 2027, after a 4.0% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 64503 home prices compare?

64503$171,796
Saint Joseph$169,652
Missouri$241,333
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

Sellers in 64503 are asking a median of $201,150, while the typical home value is $171,796, a figure that rose 4.0% over the past year. As of September 2026, there were 21 homes for sale, with 18 new listings added. Homes are moving at a median of 34 days on market. Still, 27.7% of listings have taken a price cut, which suggests some sellers are starting too high. If you price close to what the data supports, the market looks workable.

Monthly payment

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Home price

Down payment20% · $34,359

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Common questions

What people ask us.

How much is a home in 64503 worth?

The typical home value in 64503 is $171,796 as of September 2026, up 4.0% over the past year.

How long does it take to sell a home in 64503?

Homes in 64503 spend a median of 34 days on the market as of September 2026. There were 21 homes for sale and 18 new listings that month.

Are sellers cutting prices in 64503?

Yes. As of September 2026, 27.7% of listings in 64503 had a price cut, even as the typical value rose 4.0% over the past year.

Discover

Nearby ZIP markets.

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