Market Intelligence · MO / St. Joseph

St. Joseph, MO 64503 Housing Market

The typical home value in Saint Joseph, MO 64503 is $175,219, up 5.2% over the past year as of 2026-08-01. The median list price is $199,900, and homes are spending a median of 41 days on the market.

Updated August 2026Median value$175K

The median home value in St. Joseph, MO 64503 is $175K as of August 2026, up 5.2% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

Get a cash offer

Sell without the wait

Sell your St. Joseph home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 64503 range

$161K to $189K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Track my home's value

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 64503 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in St. Joseph, MO.

12-month value trend

+5.2% over 12 months

Typical home value in 64503 over the last 12 months: $167K in Aug 2025 to $175K in Aug 2026 (+5.2%).

Aug 2025$167K

Aug 2026$175K

The numbers

What is the 64503 housing market like?

Typical home value

$175K

Up5.2%YoY

Median list price

$200K

Down4.8%MoM

Days on market

41

Down10.9%MoM

Homes for sale

23

Flat0.0%MoM

Price cuts

13.6%

Down51.5%MoM

New listings

16

Up14.3%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

Free home value report

See what your 64503 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 64503 home prices compare?

  • 64503$175,219
  • Saint Joseph$172,314
  • Missouri$246,773
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,265 ZIPs).

Context

As of 2026-08-01, there are 23 homes for sale in 64503, with 16 new listings added. The median list price stands at $199,900, and the median days on market is 41, which points to a moderate pace rather than a frenzy. Meanwhile, 13.6% of listings have taken a price cut, even as the typical home value of $175,219 sits up 5.2% over the past year. Sellers should note that values are still climbing, but buyers are negotiating on some homes, so accurate pricing from the start matters.

Monthly payment

Estimate your monthly payment.

20% · $35,044

Common questions

What people ask us.

Discover

Nearby ZIP markets.

Keep reading

Guides for sellers.