Market Intelligence · MO / St. Joseph

St. Joseph, MO 64501 Housing Market

The typical home value in Saint Joseph's 64501 ZIP is $125,539, up 6.3% over the past year. The median list price sits at $172,450, with homes taking a median 54 days on market as of September 2026.

Updated September 2026Median value$126K

The median home value in St. Joseph, MO 64501 is $126K as of September 2026, up 6.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 64501 range

$115K to $136K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+6.3% over 12 months

Sep 2025$118K

Low $118KHigh $128K

Sep 2026$126K

The numbers

What is the 64501 housing market like?

As of September 2026

Typical home value

$126K

6.3%YoY

Median list price

$172K

1.5%MoM

Days on market

25.6%MoM

Homes for sale

10.8%MoM

Price cuts

25.4%

23.8%MoM

New listings

100.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

64501 housing market forecast 2027

+3.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 64501 to rise 3.0% by September 2027.

Over the 12 months through September 2026, typical home values in 64501 rose 6.3%, per the Zillow Home Value Index.

Will home prices drop in 64501?

Zillow's forecast does not call for a drop: it expects typical home values in 64501 to rise 3.0% by September 2027, after a 6.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 64501 home prices compare?

64501$125,539
Saint Joseph$169,652
Missouri$241,333
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,262 ZIPs).

Context

Saint Joseph 64501 has 41 homes for sale, with 24 new listings arriving in September 2026. The median list price of $172,450 reflects asking prices somewhat above the typical home value of $125,539. Homes are spending 54 days on market on average, a timeframe that suggests steady but unhurried buyer interest. One in four listings, or 25.4%, has seen a price reduction. For sellers, this mix indicates a market that favors neither extreme urgency nor easy sales; pricing and presentation matter.

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Down payment20% · $25,108

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Common questions

What people ask us.

What is the typical home value in 64501?

As of September 2026, the typical home value in Saint Joseph 64501 is $125,539, up 6.3% over the past year.

How many homes are currently for sale in 64501?

There are 41 homes for sale in 64501 as of September 2026, with 24 new listings that month.

How long do homes typically stay on market here?

The median days on market is 54 as of September 2026.

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Nearby ZIP markets.

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