Market Intelligence · MO / St. Joseph

St. Joseph, MO 64501 Housing Market

The typical home value in Saint Joseph's 64501 ZIP is $129,698, up 8.0% over the past year. The median list price is $169,900, and homes spend a median of 43 days on the market.

Updated August 2026Median value$130K

The median home value in St. Joseph, MO 64501 is $130K as of August 2026, up 8.0% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 64501 range

$119K to $140K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+8.0% over 12 months

Typical home value in 64501 over the last 12 months: $120K in Aug 2025 to $130K in Aug 2026 (+8.0%).

Aug 2025$120K

Aug 2026$130K

The numbers

What is the 64501 housing market like?

Typical home value

$130K

Up8.0%YoY

Median list price

$170K

Up0.3%MoM

Days on market

43

Down32.8%MoM

Homes for sale

37

Up5.7%MoM

Price cuts

20.5%

Down26.4%MoM

New listings

12

Down14.3%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 64501 home prices compare?

  • 64501$129,698
  • Saint Joseph$172,314
  • Missouri$246,773
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 6 ZIPs; Missouri: 758 ZIPs; United States: 26,265 ZIPs).

Context

Saint Joseph's 64501 ZIP shows steady appreciation, with the typical home value at $129,698 and a gain of 8.0% over the past year. Inventory is modest, with 37 homes for sale and 12 new listings as of 2026-08-01. The median list price of $169,900 sits well above the typical value, which suggests sellers are aiming high relative to the market's center. Homes move at a median of 43 days, and 20.5% of listings have taken a price cut. For a seller, the value trend is favorable, but pricing in line with what buyers are actually paying matters more than an ambitious list price.

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