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Market Intelligence · OH / Cincinnati

Cincinnati, OH 45227 Housing Market

The typical home value in Cincinnati's 45227 ZIP is $278,865, down 1.4% over the past year. The median list price stands at $339,975, with homes staying on the market a median of 30 days as of September 2026.

Updated September 2026Median value$279K

The median home value in Cincinnati, OH 45227 is $279K as of September 2026, down 1.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45227 range

$257K to $301K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.4% over 12 months

Typical home value in 45227 over the last 12 months: $283K in Sep 2025 to $279K in Sep 2026 (-1.4%).

Sep 2025$283K

Sep 2026$279K

The numbers

What is the 45227 housing market like?

Typical home value

$279K

Down1.4%YoY

Median list price

$340K

Down5.3%MoM

Days on market

30

Down21.1%MoM

Homes for sale

80

Up31.1%MoM

Price cuts

43.1%

Up32.4%MoM

New listings

40

Up25.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

45227 housing market forecast 2027

+2.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 45227 to rise 2.7% by September 2027.

Over the 12 months through September 2026, typical home values in 45227 fell 1.4%, per the Zillow Home Value Index.

Will home prices drop in 45227?

Zillow's forecast does not call for a drop: it expects typical home values in 45227 to rise 2.7% by September 2027, after a 1.4% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 45227 home prices compare?

  • 45227$278,865
  • Cincinnati$250,479
  • Ohio$222,406
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Cincinnati: 45 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

There are 80 homes for sale in 45227, with 40 new listings appearing in September 2026. The median time on market of 30 days suggests moderate buyer activity, though the picture gets more nuanced when looking at pricing pressure. A notable 43.1% of listings have received price cuts, indicating sellers are adjusting to current conditions. Combined with the year-over-year value decline, this suggests a market where sellers need to be realistic about pricing to move inventory.

Monthly payment

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20% · $55,773

Common questions

What people ask us.

What is the typical home value in 45227?

The typical home value in this Cincinnati ZIP is $278,865, which is down 1.4% compared to the prior year.

How long do homes stay on the market here?

As of September 2026, the median days on market is 30 days.

How many homes are currently for sale in 45227?

There are 80 homes for sale in the ZIP as of September 2026, with 40 new listings in that same month.

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