Market Intelligence · OH / Cincinnati

Cincinnati, OH 45231 Housing Market

In Cincinnati's 45231 ZIP, the typical home value stands at $213,386, up 0.7% over the past year. The median list price is $219,925, with homes spending 47 days on market as of September 2026.

Updated September 2026Median value$213K

The median home value in Cincinnati, OH 45231 is $213K as of September 2026, up 0.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45231 range

$196K to $230K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.7% over 12 months

Sep 2025$212K

Low $212KHigh $217K

Sep 2026$213K

The numbers

What is the 45231 housing market like?

As of September 2026

Typical home value

$213K

0.7%YoY

Median list price

$220K

4.8%MoM

Days on market

42.4%MoM

Homes for sale

15.5%MoM

Price cuts

31.4%

6.3%MoM

New listings

35.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

45231 housing market forecast 2027

+2.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 45231 to rise 2.9% by September 2027.

Over the 12 months through September 2026, typical home values in 45231 rose 0.7%, per the Zillow Home Value Index.

Will home prices drop in 45231?

Zillow's forecast does not call for a drop: it expects typical home values in 45231 to rise 2.9% by September 2027, after a 0.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 45231 home prices compare?

45231$213,386
Cincinnati$250,479
Ohio$222,406
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Cincinnati: 45 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

The 45231 market shows steady fundamentals with 60 homes currently for sale and 36 new listings added in September 2026. Nearly one in three listings, at 31.4%, have seen a price reduction, suggesting sellers are adjusting expectations to move inventory. At 47 days on market, homes are taking a moderate time to sell. The modest 0.7% gain in typical home value over the past year reflects a patient market where pricing strategy matters more than urgency.

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Down payment20% · $42,677

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Common questions

What people ask us.

How much is a home in 45231 worth?

The typical home value in 45231 is $213,386 as of September 2026, up 0.7% over the past year.

How many homes are for sale in 45231?

There are 60 homes listed for sale in 45231, with 36 new listings added in September 2026.

How long do homes stay on the market in 45231?

Homes in 45231 spend a median of 47 days on market as of September 2026.

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