Market Intelligence · OH / Cincinnati

Cincinnati, OH 45232 Housing Market

Homes in Cincinnati's 45232 ZIP typically sell for $175,668, up 1.7% over the past year. The median list price is currently $202,250, with homes spending a median of 27 days on the market as of September 2026.

Updated September 2026Median value$176K

The median home value in Cincinnati, OH 45232 is $176K as of September 2026, up 1.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45232 range

$162K to $190K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.7% over 12 months

Sep 2025$173K

Low $173KHigh $177K

Sep 2026$176K

The numbers

What is the 45232 housing market like?

As of September 2026

Typical home value

$176K

1.7%YoY

Median list price

$202K

13.9%MoM

Days on market

28.6%MoM

Homes for sale

75.0%MoM

Price cuts

11.1%

25.0%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

45232 housing market forecast 2027

+4.4%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 45232 to rise 4.4% by September 2027.

Over the 12 months through September 2026, typical home values in 45232 rose 1.7%, per the Zillow Home Value Index.

Will home prices drop in 45232?

Zillow's forecast does not call for a drop: it expects typical home values in 45232 to rise 4.4% by September 2027, after a 1.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 45232 home prices compare?

45232$175,668
Cincinnati$250,479
Ohio$222,406
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Cincinnati: 45 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

The 45232 market is tight. Only 7 homes are for sale, though 4 new listings came on in September 2026. At 27 days median time on market, homes are moving at a steady pace. Just 11.1% of listings have seen a price cut, suggesting sellers are holding firm despite modest inventory. For homeowners considering a sale, the low inventory means less competition, but you'll want to be realistic about pricing given the modest annual appreciation.

Monthly payment

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Down payment20% · $35,134

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Common questions

What people ask us.

What is a typical home value in 45232?

Typical home value in 45232 is $175,668 as of September 2026, up 1.7% from the prior year.

How long do homes stay on the market in 45232?

The median days on market is 27 as of September 2026.

How many homes are currently for sale in 45232?

There are 7 homes for sale in the 45232 ZIP as of September 2026.

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