Market Intelligence · TN / Chattanooga

Chattanooga, TN 37410 Housing Market

The typical home value in Chattanooga's 37410 ZIP code is $160,262, down 3.2% over the past year. The median list price stands at $242,250, with homes taking a median of 64 days to sell as of September 2026.

Updated September 2026Median value$160K

The median home value in Chattanooga, TN 37410 is $160K as of September 2026, down 3.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 37410 range

$147K to $173K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-3.2% over 12 months

Sep 2025$165K

Low $156KHigh $165K

Sep 2026$160K

The numbers

What is the 37410 housing market like?

As of September 2026

Typical home value

$160K

3.2%YoY

Median list price

$242K

11.4%MoM

Days on market

56.1%MoM

Homes for sale

12.0%MoM

Price cuts

10.7%

35.8%MoM

New listings

66.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

37410 housing market forecast 2027

+1.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 37410 to rise 1.9% by September 2027.

Over the 12 months through September 2026, typical home values in 37410 fell 3.2%, per the Zillow Home Value Index.

Will home prices drop in 37410?

Zillow's forecast does not call for a drop: it expects typical home values in 37410 to rise 1.9% by September 2027, after a 3.2% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 37410 home prices compare?

37410$160,262
Chattanooga$325,510
Tennessee$265,881
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Chattanooga: 15 ZIPs; Tennessee: 587 ZIPs; United States: 26,262 ZIPs).

Context

With 22 homes for sale and only 4 new listings in September 2026, inventory is limited in this part of Chattanooga. The median list price of $242,250 sits well above the typical home value of $160,262, suggesting a disconnect between asking prices and actual market conditions. Homes are staying on the market for a median of 64 days, which is a moderate timeframe. About 10.7% of listings have already seen price cuts, signaling seller adjustments as values have declined 3.2% over the past year. If you are thinking about selling, understand that this market is moving slowly and pricing competitively matters more than ever.

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Common questions

What people ask us.

What is the typical home value in 37410?

The typical home value in Chattanooga's 37410 ZIP code is $160,262, down 3.2% over the past year as of September 2026.

How long do homes typically stay on the market here?

The median days on market in 37410 is 64 days as of September 2026.

How many homes are currently for sale in 37410?

There are 22 homes for sale in the 37410 ZIP code as of September 2026, with 4 new listings that month.

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