Market Intelligence · TN / Chattanooga

Chattanooga, TN 37412 Housing Market

Chattanooga, TN 37412 has a typical home value of $253,191, down 2.7% over the past year. Homes list at a median of $311,000 and typically spend 56 days on market.

Updated September 2026Median value$253K

The median home value in Chattanooga, TN 37412 is $253K as of September 2026, down 2.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 37412 range

$233K to $273K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.7% over 12 months

Sep 2025$260K

Low $253KHigh $260K

Sep 2026$253K

The numbers

What is the 37412 housing market like?

As of September 2026

Typical home value

$253K

2.7%YoY

Median list price

$311K

2.8%MoM

Days on market

5.7%MoM

Homes for sale

2.1%MoM

Price cuts

30.2%

3.0%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

37412 housing market forecast 2027

+1.2%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 37412 to rise 1.2% by September 2027.

Over the 12 months through September 2026, typical home values in 37412 fell 2.7%, per the Zillow Home Value Index.

Will home prices drop in 37412?

Zillow's forecast does not call for a drop: it expects typical home values in 37412 to rise 1.2% by September 2027, after a 2.7% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 37412 home prices compare?

37412$253,191
Chattanooga$325,510
Tennessee$265,881
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Chattanooga: 15 ZIPs; Tennessee: 587 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, 98 homes were for sale in this ZIP, with 32 new listings entering the market. The median days on market of 56 reflects a deliberate pace rather than a seller's market. Price cuts have touched 30.2% of listings, suggesting sellers are adjusting expectations. The year-over-year decline in typical home value points to a market where buyers have room to negotiate and sellers should be realistic about pricing.

Monthly payment

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Down payment20% · $50,638

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Common questions

What people ask us.

What is the typical home value in Chattanooga 37412?

The typical home value is $253,191, down 2.7% over the past year as of September 2026.

How long do homes stay on the market here?

The median days on market is 56 as of September 2026.

What share of homes have had price cuts?

As of September 2026, 30.2% of listings have had a price cut.

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Nearby ZIP markets.

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