Market Intelligence · TN / Chattanooga

Chattanooga, TN 37412 Housing Market

The typical home value in Chattanooga, TN 37412 is $256,592, down 2.5% over the past year as of 2026-08-01. Homes are listing at a median price of $320,000 and spending a median of 53 days on the market. That gap between asking prices and actual values is worth understanding before you list.

Updated August 2026Median value$257K

The median home value in Chattanooga, TN 37412 is $257K as of August 2026, down 2.5% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 37412 range

$236K to $277K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.5% over 12 months

Typical home value in 37412 over the last 12 months: $263K in Aug 2025 to $257K in Aug 2026 (-2.5%).

Aug 2025$263K

Aug 2026$257K

The numbers

What is the 37412 housing market like?

Typical home value

$257K

Down2.5%YoY

Median list price

$320K

Down2.3%MoM

Days on market

53

Down10.2%MoM

Homes for sale

96

Down2.0%MoM

Price cuts

29.3%

Up1.6%MoM

New listings

32

Up23.1%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 37412 home prices compare?

  • 37412$256,592
  • Chattanooga$330,752
  • Tennessee$270,768
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Chattanooga: 15 ZIPs; Tennessee: 587 ZIPs; United States: 26,265 ZIPs).

Context

As of 2026-08-01, there are 96 homes for sale in 37412, with 32 new listings coming on the market. The median list price sits at $320,000, while the typical home value is $256,592, down 2.5% over the past year. Nearly a third of listings, 29.3%, have taken a price cut, and homes are spending a median of 53 days before selling. Together these figures point to a market where buyers have room to negotiate and sellers are adjusting expectations. If you are selling, realistic pricing from day one matters more than ever in this ZIP.

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