Market Intelligence · TN / Chattanooga

Chattanooga, TN 37416 Housing Market

The typical home value in 37416 is $286,273, down 1.2% over the past year. The median list price sits at $363,725, with homes typically spending 49 days on the market before selling.

Updated September 2026Median value$286K

The median home value in Chattanooga, TN 37416 is $286K as of September 2026, down 1.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 37416 range

$263K to $309K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.2% over 12 months

Sep 2025$290K

Low $286KHigh $290K

Sep 2026$286K

The numbers

What is the 37416 housing market like?

As of September 2026

Typical home value

$286K

1.2%YoY

Median list price

$364K

3.9%MoM

Days on market

29.0%MoM

Homes for sale

7.0%MoM

Price cuts

27.1%

47.8%MoM

New listings

21.4%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

37416 housing market forecast 2027

+0.8%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 37416 to rise 0.8% by September 2027.

Over the 12 months through September 2026, typical home values in 37416 fell 1.2%, per the Zillow Home Value Index.

Will home prices drop in 37416?

Zillow's forecast does not call for a drop: it expects typical home values in 37416 to rise 0.8% by September 2027, after a 1.2% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 37416 home prices compare?

37416$286,273
Chattanooga$325,510
Tennessee$265,881
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Chattanooga: 15 ZIPs; Tennessee: 587 ZIPs; United States: 26,262 ZIPs).

Context

There are currently 61 homes for sale in this Chattanooga ZIP code, with 22 new listings added in September 2026. Over one quarter of active listings have seen a price cut, reflecting the softer conditions. The median time on market of 49 days indicates homes are taking longer to move than in a stronger seller's market. For current homeowners weighing a sale, this is a market that requires realistic pricing and patience.

Monthly payment

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Home price

Down payment20% · $57,255

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Common questions

What people ask us.

What is the typical home value in 37416?

The typical home value is $286,273, down 1.2% over the past year as of September 2026.

How many homes are currently for sale in 37416?

There are 61 homes listed for sale in 37416 as of September 2026, with 22 new listings added that month.

How long do homes typically stay on the market here?

The median days on market is 49 days as of September 2026.

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Nearby ZIP markets.

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