Market Intelligence · TN / Chattanooga

Chattanooga, TN 37421 Housing Market

The typical home value in Chattanooga's 37421 ZIP code is $361,471, down 1.2% over the past year as of 2026-08-01. The median list price sits at $415,000, and homes are spending a median of 70 days on the market.

Updated August 2026Median value$361K

The median home value in Chattanooga, TN 37421 is $361K as of August 2026, down 1.2% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 37421 range

$333K to $390K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.2% over 12 months

Typical home value in 37421 over the last 12 months: $366K in Aug 2025 to $361K in Aug 2026 (-1.2%).

Aug 2025$366K

Aug 2026$361K

The numbers

What is the 37421 housing market like?

Typical home value

$361K

Down1.2%YoY

Median list price

$415K

Flat0.0%MoM

Days on market

70

Up7.7%MoM

Homes for sale

300

Down2.9%MoM

Price cuts

26.2%

Down12.5%MoM

New listings

84

Down10.6%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 37421 home prices compare?

  • 37421$361,471
  • Chattanooga$330,752
  • Tennessee$270,768
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Chattanooga: 15 ZIPs; Tennessee: 587 ZIPs; United States: 26,265 ZIPs).

Context

Sellers in 37421 are asking $415,000 at the median, while the typical home value is $361,471, down 1.2% over the past year. There were 300 homes for sale as of 2026-08-01, with 84 new listings coming on. Homes are taking a median of 70 days to sell, and 26.2% of listings have had a price cut. That points to a market where buyers have room to negotiate. If you are thinking about selling, realistic pricing from day one matters more than aiming high.

Monthly payment

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20% · $72,294

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