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Market Intelligence · TX / McLennan County

Waco, TX home prices and housing market

8 ZIP markets liveData updated September 2026Typical value$216K1-yr changeUp0.3%

The typical home value in Waco, TX is $216K as of September 2026, up 0.3% from a year ago, based on the Zillow Home Value Index. In the typical Waco ZIP code, the median list price is $275K and homes spend a median of 77 days on market as of September 2026 (Realtor.com).

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The coverage

Waco, by the numbers.

Typical home valueZillow ZHVI, September 2026
$216K
1-yr changeMedian across Waco ZIPs
+0.3%
ZIP markets live15 tracked in Waco
8
County
McLennan County

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12-month value trend

+0.3% over 12 months

Typical home value in Waco over the last 12 months: $216K in Sep 2025 to $216K in Sep 2026 (+0.3%).

Sep 2025$216K

Sep 2026$216K

Median Zillow home value index across Waco's ZIP codes.

Context

Waco's housing market is moving slowly but holding steady. The typical home value in Waco is $216,382, up 0.3% over the past year as of September 2026, which points to flat prices rather than real growth. There were 837 homes for sale in September 2026, with 170 new listings coming on the market, giving buyers a reasonable amount of choice. Homes are taking a median of 77 days to sell, and 18.3% of listings had a price cut, a sign that sellers who start too high are having to adjust. The median list price of $275,450 sits well above the typical value, which suggests the active inventory leans toward higher-priced homes. For a homeowner deciding whether to sell, the honest read is that Waco is a patient market, where realistic pricing matters more than timing.

The numbers

What is the housing market like in Waco, TX?

Typical home value

$216K

Up0.3%YoY

Median list price

$275K

Days on market

77

Homes for sale

837

Price cuts

18.3%

New listings

170

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Waco's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Waco, TX home prices over time

Typical home values in Waco, TX are up 0.3% over the past year, from $216K in September 2025 to $216K in September 2026.

Typical home value in Waco, TX, September of each year
MonthTypical value1-yr change
September 2026$216,382+0.3%
September 2025$215,819No prior year

Typical value is the median Zillow Home Value Index across Waco ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Waco, TX a buyer's or seller's market?

Waco, TX leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 77 days on market and 18% of listings with a price cut in the typical Waco ZIP code, and 170 new listings against 837 active listings across Waco, as of September 2026 (Realtor.com).

The outlook

Waco housing market forecast 2027

+0.1%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 8 Waco ZIP codes, points to typical home values holding roughly flat by September 2027 (up 0.1%).

Over the 12 months through September 2026, typical home values in Waco rose 0.3%, per the Zillow Home Value Index.

Will home prices drop in Waco?

Not by much, on the forecasts: a weighted average of Zillow's ZIP forecasts for Waco shows typical home values holding roughly flat by September 2027 (up 0.1%), after a 0.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 8 Waco ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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The markets

Which Waco ZIP codes have the highest home values?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 15 Waco ZIP codes in total; the remaining 7 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Waco, TX home prices.

How much is a home in Waco worth?

The typical home value in Waco is $216,382 as of September 2026, up 0.3% over the past year. Keep in mind this is a citywide figure, and any individual home may be worth more or less.

How long does it take to sell a home in Waco?

Homes in Waco spent a median of 77 days on the market as of September 2026. About 18.3% of listings had a price cut, so pricing accurately from the start can help avoid a longer wait.

Is it a good time to sell a home in Waco?

As of September 2026, Waco had 837 homes for sale and 170 new listings, with values up just 0.3% over the past year. It is a slow, balanced market where sellers can succeed but should expect a longer timeline and set a realistic price.

Are home prices going up or down in Waco, TX?

Typical home values in Waco, TX are up 0.3% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Waco, TX a buyer's or seller's market?

Waco, TX leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 77 days on market and 18% of listings with a price cut in the typical Waco ZIP code, and 170 new listings against 837 active listings across Waco, as of September 2026 (Realtor.com).

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