Market Intelligence · TX / Waco

Waco, TX 76705 Housing Market

The typical home value in Waco 76705 is $209,665, up 1.5% over the past year. Homes for sale sit at a median list price of $268,950, spending 89 days on market as of September 2026.

Updated September 2026Median value$210K

The median home value in Waco, TX 76705 is $210K as of September 2026, up 1.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 76705 range

$193K to $226K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.5% over 12 months

Sep 2025$207K

Low $207KHigh $210K

Sep 2026$210K

The numbers

What is the 76705 housing market like?

As of September 2026

Typical home value

$210K

1.5%YoY

Median list price

$269K

0.4%MoM

Days on market

23.6%MoM

Homes for sale

113

0.0%MoM

Price cuts

14.8%

34.4%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

76705 housing market forecast 2027

+0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 76705 to stay roughly flat by September 2027 (up 0.3%).

Over the 12 months through September 2026, typical home values in 76705 rose 1.5%, per the Zillow Home Value Index.

Will home prices drop in 76705?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 76705 to stay roughly flat by September 2027 (up 0.3%), after a 1.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 76705 home prices compare?

76705$209,665
Waco$216,382
Texas$258,447
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Waco: 8 ZIPs; Texas: 1,512 ZIPs; United States: 26,262 ZIPs).

Context

The 76705 ZIP has 113 homes for sale with 20 new listings added in September 2026. The median days on market of 89 suggests a moderate pace of sales activity. About 14.8% of listings have seen a price cut, which often signals buyer hesitation or overpricing in individual listings. The area's modest annual appreciation of 1.5% reflects steady but not explosive growth. Sellers should expect a patient market and consider pricing carefully.

Monthly payment

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Home price

Down payment20% · $41,933

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Common questions

What people ask us.

What is the typical home value in 76705?

As of September 2026, the typical home value is $209,665, up 1.5% over the past year.

How long do homes typically stay on the market in 76705?

Homes in this ZIP spend a median of 89 days on market as of September 2026.

What share of homes have price cuts in 76705?

About 14.8% of listings have received a price cut as of September 2026.

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