Market Intelligence · TX / Waco

Waco, TX 76706 Housing Market

The typical home value in Waco 76706 is $248,231, up 1.3% over the past year. The median list price stands at $294,200, with homes taking a median 77 days to sell as of September 2026.

Updated September 2026Median value$248K

The median home value in Waco, TX 76706 is $248K as of September 2026, up 1.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 76706 range

$228K to $268K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.3% over 12 months

Sep 2025$245K

Low $243KHigh $248K

Sep 2026$248K

The numbers

What is the 76706 housing market like?

As of September 2026

Typical home value

$248K

1.3%YoY

Median list price

$294K

3.2%MoM

Days on market

6.9%MoM

Homes for sale

195

3.7%MoM

Price cuts

18.5%

16.7%MoM

New listings

38.9%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

76706 housing market forecast 2027

+0.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 76706 to stay roughly flat by September 2027 (up 0.1%).

Over the 12 months through September 2026, typical home values in 76706 rose 1.3%, per the Zillow Home Value Index.

Will home prices drop in 76706?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 76706 to stay roughly flat by September 2027 (up 0.1%), after a 1.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 76706 home prices compare?

76706$248,231
Waco$216,382
Texas$258,447
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Waco: 8 ZIPs; Texas: 1,512 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 195 homes for sale in this ZIP code, with 50 new listings added recently. The median time on market is 77 days, suggesting moderate buyer interest. About 18.5% of listings have received a price cut, a sign that sellers are adjusting to market conditions. Home values have grown modestly at 1.3% annually. For sellers, this points to a balanced market where pricing strategy and presentation matter more than simply listing and waiting.

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Down payment20% · $49,646

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Common questions

What people ask us.

What is the typical home value in 76706?

The typical home value is $248,231 as of September 2026, up 1.3% over the past year.

How long do homes typically stay on the market here?

Homes take a median 77 days to sell in this ZIP code.

What share of homes have price reductions?

About 18.5% of listings have received a price cut as of September 2026.

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Nearby ZIP markets.

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