Market Intelligence · TX / Waco

Waco, TX 76707 Housing Market

The typical home value in Waco 76707 is $139,778, down 5.5% over the past year. The median list price stands at $207,975, with homes taking a median of 94 days on market as of September 2026.

Updated September 2026Median value$140K

The median home value in Waco, TX 76707 is $140K as of September 2026, down 5.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 76707 range

$129K to $151K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-5.5% over 12 months

Sep 2025$148K

Low $140KHigh $148K

Sep 2026$140K

The numbers

What is the 76707 housing market like?

As of September 2026

Typical home value

$140K

5.5%YoY

Median list price

$208K

1.0%MoM

Days on market

6.0%MoM

Homes for sale

7.2%MoM

Price cuts

20.2%

26.8%MoM

New listings

66.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

76707 housing market forecast 2027

-0.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 76707 to stay roughly flat by September 2027 (down 0.1%).

Over the 12 months through September 2026, typical home values in 76707 fell 5.5%, per the Zillow Home Value Index.

Will home prices drop in 76707?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 76707 to stay roughly flat by September 2027 (down 0.1%), after a 5.5% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 76707 home prices compare?

76707$139,778
Waco$216,382
Texas$258,447
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Waco: 8 ZIPs; Texas: 1,512 ZIPs; United States: 26,262 ZIPs).

Context

The 76707 ZIP code has 89 homes for sale with 20 new listings added as of September 2026. The gap between typical home value and median list price suggests sellers are pricing above recent valuations. With a median of 94 days on market and 20.2% of listings carrying a price cut, the market is testing buyer interest. Homes are taking longer to sell, and many sellers have already adjusted their asking prices downward. If you are considering a sale, expect a longer marketing period and the possibility of negotiating below your initial asking price.

Monthly payment

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Home price

Down payment20% · $27,956

Term

Rate (%)

Common questions

What people ask us.

What is the typical home value in 76707?

The typical home value is $139,778, down 5.5% over the past year as of September 2026.

How long do homes typically stay on market in 76707?

The median days on market is 94 as of September 2026.

What percentage of listings have had a price cut?

As of September 2026, 20.2% of listings in the area have a price cut.

Discover

Nearby ZIP markets.

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