Market Intelligence · KY / Falmouth

Falmouth, KY 41040 Housing Market

The typical home value in Falmouth, KY 41040 is $209,105, up 2.7% over the past year as of September 2026. The median list price is $233,825, and homes are spending a median of 88 days on the market.

Updated September 2026Median value$209K

The median home value in Falmouth, KY 41040 is $209K as of September 2026, up 2.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

Sell without the wait

Sell your Falmouth home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 41040 range

$192K to $226K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Not sure cash is the right move? Discuss your options with a licensed local pro, free.

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 41040 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in Falmouth, KY.

12-month value trend

+2.7% over 12 months

Sep 2025$204K

Low $204KHigh $209K

Sep 2026$209K

The numbers

What is the 41040 housing market like?

As of September 2026

Typical home value

$209K

2.7%YoY

Median list price

$234K

16.9%MoM

Days on market

5.4%MoM

Homes for sale

5.3%MoM

Price cuts

26.8%

101.0%MoM

New listings

50.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

41040 housing market forecast 2027

+2.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 41040 to rise 2.9% by September 2027.

Over the 12 months through September 2026, typical home values in 41040 rose 2.7%, per the Zillow Home Value Index.

Will home prices drop in 41040?

Zillow's forecast does not call for a drop: it expects typical home values in 41040 to rise 2.9% by September 2027, after a 2.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

Free home value report

See what your 41040 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 41040 home prices compare?

41040$209,105
Falmouth$209,105
Kentucky$168,346
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Falmouth: 1 ZIP; Kentucky: 598 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, Falmouth, KY 41040 had 18 homes for sale, with 6 new listings coming on the market. The median list price stands at $233,825, while the typical home value is $209,105, up 2.7% over the past year. Homes are taking a median of 88 days to sell, and 26.8% of listings have had a price cut. That is a slow pace with sellers adjusting expectations. For a homeowner thinking about selling, realistic pricing from the start matters more than testing a high number and cutting later.

Monthly payment

Estimate your monthly payment.

Home price

Down payment20% · $41,821

Term

Rate (%)

Common questions

What people ask us.

How much is a home in 41040 worth?

The typical home value in 41040 is $209,105 as of September 2026, up 2.7% over the past year.

How long does it take to sell a home in 41040?

Homes in 41040 are spending a median of 88 days on the market as of September 2026.

Are sellers in 41040 cutting their prices?

Yes. As of September 2026, 26.8% of listings in 41040 had a price cut.

Keep reading