Market Intelligence · NC / Charlotte

Charlotte, NC 28226 Housing Market

The typical home value in Charlotte, NC 28226 is $665,252, up 2.4% over the past year as of September 2026. The median list price is $646,500, and homes spend a median of 63 days on market.

Updated September 2026Median value$665K

The median home value in Charlotte, NC 28226 is $665K as of September 2026, up 2.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

Sell without the wait

Sell your Charlotte home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 28226 range

$612K to $718K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Not sure cash is the right move? Discuss your options with a licensed local pro, free.

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 28226 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in Charlotte, NC.

12-month value trend

+2.4% over 12 months

Sep 2025$649K

Low $649KHigh $665K

Sep 2026$665K

The numbers

What is the 28226 housing market like?

As of September 2026

Typical home value

$665K

2.4%YoY

Median list price

$647K

0.2%MoM

Days on market

1.6%MoM

Homes for sale

125

1.6%MoM

Price cuts

26.1%

11.6%MoM

New listings

25.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28226 housing market forecast 2027

-0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28226 to stay roughly flat by September 2027 (down 0.3%).

Over the 12 months through September 2026, typical home values in 28226 rose 2.4%, per the Zillow Home Value Index.

Will home prices drop in 28226?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 28226 to stay roughly flat by September 2027 (down 0.3%), after a 2.4% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

Free home value report

See what your 28226 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 28226 home prices compare?

28226$665,252
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there were 125 homes for sale in 28226, with 60 new listings hitting the market. The median list price was $646,500, and the median days on market was 63. That is enough time for buyers to compare options rather than rush. Meanwhile, 26.1% of listings carried a price cut, even as the typical home value rose 2.4% over the past year. For a seller, the market rewards a realistic price from the start.

Monthly payment

Estimate your monthly payment.

Home price

Down payment20% · $133,050

Term

Rate (%)

Common questions

What people ask us.

How much is a home in 28226 worth?

The typical home value in 28226 is $665,252 as of September 2026, up 2.4% over the past year.

How long does it take to sell a home in 28226?

Homes in 28226 spend a median of 63 days on market as of September 2026.

How competitive is the 28226 housing market?

As of September 2026 there were 125 homes for sale and 60 new listings, with 26.1% of listings showing a price cut.

Discover

Nearby ZIP markets.

Keep reading