Market Intelligence · NC / Charlotte

Charlotte, NC 28227 Housing Market

The typical home in Charlotte, NC 28227 is worth $391,059, up 0.1% over the past year. The median list price is $465,000, and homes spend a median of 55 days on market. That points to a flat market where values have barely moved.

Updated August 2026Median value$387K

The median home value in Charlotte, NC 28227 is $387K as of August 2026, up 0.1% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 28227 range

$356K to $418K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.1% over 12 months

Typical home value in 28227 over the last 12 months: $387K in Aug 2025 to $387K in Aug 2026 (+0.1%).

Aug 2025$387K

Aug 2026$387K

The numbers

What is the 28227 housing market like?

Typical home value

$387K

Up0.1%YoY

Median list price

$465K

Down7.7%MoM

Days on market

55

Up3.8%MoM

Homes for sale

209

Up4.0%MoM

Price cuts

26.5%

Up0.5%MoM

New listings

72

Down7.7%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 28227 home prices compare?

  • 28227$387,113
  • Charlotte$396,396
  • North Carolina$287,619
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,265 ZIPs).

Context

There are 209 homes for sale in 28227, with 72 new listings coming on as of 2026-08-01. The median list price of $465,000 sits well above the typical home value of $391,059, so sellers are asking at the higher end of what local homes tend to be worth. Homes take a median of 55 days to sell, which is not especially fast. About 26.5% of listings have taken a price cut, and values are up only 0.1% over the past year. For a seller, the honest read is that this is a market where realistic pricing matters more than ambition.

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