Market Intelligence · NC / Charlotte

Charlotte, NC 28227 Housing Market

The typical home value in Charlotte's 28227 ZIP code is $383,407 as of September 2026, flat at 0.0% over the past year. The median list price is $429,750, and homes spend a median of 58 days on market.

Updated September 2026Median value$383K

The median home value in Charlotte, NC 28227 is $383K as of September 2026, little changed year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28227 range

$353K to $414K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.0% over 12 months

Sep 2025$384K

Low $383KHigh $386K

Sep 2026$383K

The numbers

What is the 28227 housing market like?

As of September 2026

Typical home value

$383K

0.0%YoY

Median list price

$430K

7.6%MoM

Days on market

5.5%MoM

Homes for sale

217

3.8%MoM

Price cuts

25.7%

3.1%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28227 housing market forecast 2027

-0.4%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28227 to stay roughly flat by September 2027 (down 0.4%).

Over the 12 months through September 2026, typical home values in 28227 held essentially flat, per the Zillow Home Value Index.

Will home prices drop in 28227?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 28227 to stay roughly flat by September 2027 (down 0.4%), after a flat past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28227 home prices compare?

28227$383,407
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

There are 217 homes for sale in 28227 as of September 2026, with 72 new listings added that month. The median list price sits at $429,750, above the typical home value of $383,407, which suggests sellers are aiming high relative to what homes are actually worth. Values were flat over the past year, up just 0.0%, and homes take a median of 58 days to sell. About 25.7% of active listings have taken a price cut. For a seller, this is a slow, stable market where pricing accurately from the start matters more than testing a high number.

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Down payment20% · $76,681

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Common questions

What people ask us.

How much is a home in 28227 worth?

The typical home value in 28227 is $383,407 as of September 2026, up 0.0% over the past year.

How long do homes take to sell in 28227?

Homes spend a median of 58 days on market as of September 2026.

Are sellers cutting prices in 28227?

Yes, 25.7% of listings have taken a price cut as of September 2026, which points to a market where buyers have some room to negotiate.

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