Market Intelligence · CA / Modesto

Modesto, CA 95354 Housing Market

The typical home value in Modesto, CA 95354 is $392,728, up 0.1% over the past year as of September 2026. The median list price is $421,250, and homes spend a median of 46 days on market.

Updated September 2026Median value$393K

The median home value in Modesto, CA 95354 is $393K as of September 2026, up 0.1% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95354 range

$361K to $424K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.1% over 12 months

Sep 2025$392K

Low $392KHigh $393K

Sep 2026$393K

The numbers

What is the 95354 housing market like?

As of September 2026

Typical home value

$393K

0.1%YoY

Median list price

$421K

0.3%MoM

Days on market

2.1%MoM

Homes for sale

0.0%MoM

Price cuts

29.8%

10.7%MoM

New listings

20.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95354 housing market forecast 2027

-0.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95354 to fall 0.5% by September 2027.

Over the 12 months through September 2026, typical home values in 95354 rose 0.1%, per the Zillow Home Value Index.

Will home prices drop in 95354?

Zillow's forecast says they may: it expects typical home values in 95354 to fall 0.5% by September 2027, after a 0.1% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95354 home prices compare?

95354$392,728
Modesto$426,585
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Modesto: 7 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 37 homes for sale in 95354, with 16 new listings added. The median list price stands at $421,250, while the typical home value is $392,728, up 0.1% over the past year. Homes move at a measured pace, with a median of 46 days on market. Nearly a third of listings, 29.8%, have taken a price cut. For a seller, the flat value trend and steady flow of price reductions suggest pricing accurately from the start matters more than testing the market.

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Down payment20% · $78,546

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Common questions

What people ask us.

How much is a home in 95354 worth?

The typical home value in 95354 is $392,728 as of September 2026, up 0.1% over the past year.

How long do homes take to sell in 95354?

Homes in 95354 spend a median of 46 days on market as of September 2026.

What are homes listed for in 95354?

The median list price in 95354 is $421,250 as of September 2026, and 29.8% of listings have had a price cut.

Discover

Nearby ZIP markets.

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