Market Intelligence · CA / Modesto

Modesto, CA 95355 Housing Market

The typical home value in Modesto's 95355 ZIP code is $485,048, up 0.3% over the past year. The median list price stands at $525,000, with homes spending a median of 41 days on market as of September 2026.

Updated September 2026Median value$485K

The median home value in Modesto, CA 95355 is $485K as of September 2026, up 0.3% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 95355 range

$446K to $524K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.3% over 12 months

Sep 2025$484K

Low $483KHigh $488K

Sep 2026$485K

The numbers

What is the 95355 housing market like?

As of September 2026

Typical home value

$485K

0.3%YoY

Median list price

$525K

0.0%MoM

Days on market

5.1%MoM

Homes for sale

2.1%MoM

Price cuts

19.6%

6.4%MoM

New listings

9.4%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95355 housing market forecast 2027

-0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95355 to stay roughly flat by September 2027 (down 0.3%).

Over the 12 months through September 2026, typical home values in 95355 rose 0.3%, per the Zillow Home Value Index.

Will home prices drop in 95355?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 95355 to stay roughly flat by September 2027 (down 0.3%), after a 0.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95355 home prices compare?

95355$485,048
Modesto$426,585
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Modesto: 7 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

There are 97 homes for sale in 95355, with 58 new listings added as of September 2026. The market shows modest price growth over the past year, though 19.6% of current listings carry a price cut. With homes sitting for a median of 41 days, the market is neither fast nor stalled. Sellers should expect a deliberate pace and be prepared for negotiation.

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Down payment20% · $97,010

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Common questions

What people ask us.

What is the typical home value in 95355?

The typical home value in this Modesto ZIP code is $485,048, which has increased 0.3% over the past year.

How long do homes stay on the market here?

Homes in 95355 spend a median of 41 days on market as of September 2026.

What share of listings are seeing price cuts?

As of September 2026, 19.6% of listings in this area have a price cut.

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